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Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

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tarlej17
Established Member

Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Very happy to have been approved for Amex Green! Not as prestigious as Gold or Platinum I guess, but one of the old-school classics, and seemingly one of the less popular Amex cards. Though I guess it's probably the easiest to get?

 

They gave me no results on the "Search for any Pre-approval offers" form, but strangely, I still passed the "Check if you pre-qualify for a specific card" form, so had to submit it. No pre-determined limit since this is a charge card, but got a 10000 "Pay Over Time" Limit whatever that is. Great news after being approved for a not-so-exciting 500 SL on my most recent Citi card. I was ready to give up, but must have skated by on the app.

 

The approval said the score used in the decision was from a previous HP back in February - when I applied for Discover and Citi DoubleCash. So probably no negative impact on my credit score, other than lowering my age of credit. (But I wonder if it adds utilization ?)

 

Not really sure how the POT feature is different than revolving credit, except my APR is quite high 28&. So I sense this is not typically issued as a low-APR card.

 

Anyway I think now I am going to quit while I'm ahead - no new apps for at least 6 months.

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Message 1 of 13
12 REPLIES 12
SweetCreditObsession
Valued Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations on the new card! Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 2 of 13
JoeRockhead
Senior Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations on you new Amex Green approval!

Message 3 of 13
Chazzay12
Frequent Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congrats on your new Amex Green! That's a healthy POT limit too if you choose to use it. Also no HP is always a win. 

I too have the card and it works perfectly for my work related expenses. Personally love how the 3x travel counts towards rental cars, parking... very broad. 

Discover It (Student) $1500 | Capital One QS $2300 | Amex BCE $4800 | Chase FU $3200 | Amex Green NPSL | CSP $4200 | Discover it $3000
Car loan w/ Langley 3.5%
Homeowner since April 2023

Starting Score: 580s
Current Score as of May 2024: EX 668, TU 671, EQ 646
Goal Score: 700+, working on paying high utl cc debt


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Message 4 of 13
CreditMagic7
Mega Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations on your Amex Green Card approval!

Message 5 of 13
firefox100
Valued Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations on your new Amex Green charge card, enjoy it have fun.

Message 6 of 13
Yasselife
Valued Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations on your approval! @tarlej17 






Message 7 of 13
M_Smart007
Legendary Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congrats on your new Green Approval!

Message 8 of 13
Traveler101
Established Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

Congratulations 🎊 

Message 9 of 13
EAT_SLEEP_JEEP
Valued Contributor

Re: Amex Green Card Approval - No New HP - Experian 708 From 1 Month Ago

congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ FNBO JEEP DRIVE PLUS CARD $7700/ APPLE CARD $6500/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED / PAYPAL CREDIT LINE $1700




Message 10 of 13
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