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Amex Hilton Approval - new resident w/thin file (3 month history)

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Community Leader
Senior Contributor

Re: Amex Hilton Approval - new resident w/thin file (3 month history)

Congrats - you've done very well in a really short time!



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | 2017 Audi A6 Prestige S-Line





TCL $85,100| Agg. Util under 5%
Message 11 of 14
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New Member

Re: Amex Hilton Approval - new resident w/thin file (3 month history)

Congratulations!

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Message 12 of 14
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Epic Contributor

Re: Amex Hilton Approval - new resident w/thin file (3 month history)

 

Congrats on yur Hilton approval!!

 

Message 13 of 14
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New Member

Re: Amex Hilton Approval - new resident w/thin file (3 month history)

Thanks everyone Smiley Happy I'm using CK and Experian to keep an eye on my scores and reports and have set up autopay on the former two cards - just waiting for the Amex to land in my mailbox before that too is put on autopay. Next steps for me would probably be to garden and wait for the BOA and Disco to unsecure themselves before requesting CLIs down the line... 

 

I do have a question for the veterans here though. Would it be wise to gun for a 3x 61 day CLI with Amex in January? Bear in mind that I still wouldn't have FICOs at that point as my credit history would be 5 months old. I'm in this for the long run so if waiting is the best course of action I'll do that.

Started collecting cards 9/2019
BOA Cash Rewards Secured (9/19)
DIscover it Cash Back Secured (9/19)
Amex HH (11/19)

FICOs: none yet.

Off to the garden...
Message 14 of 14
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