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In the past, I had been declined a couple times by Amex. Recently, my husband was approved for the Gold so I decided to give it another go. I did the precheck offers and the site matched me with offers for the Platinum, Delta, & Hilton Honors. It said I could apply with no impact to my credit unless I'm approved and accept.
I found the welcome offers for the HH to be most beneficial as I use my Cap One card heavily & pay it off monthly for the cash back rewards. I planned to replace it with the Amex. I pulled the trigger and was approved w/ a $5k limit! I'm in!
My scores are TU- 680, Ex - 673, Eq - 686. They pulled Experian. I have an old 30 day late from last July & an account (closed in 2020 but reporting current) but not other baddies. I have 7 CCs and 2 are paid off. The utilization on the others is low and I plan to pay those off in the next few months.
Nice SL, congratulations on your approval!
Thank you!
Congratulations way to go, enjoy it have fun.
That's great! Congratulations on your approval!! 👏🏼🥂
Congrats
Congratulations!
I have the Hilton white card. I apped right after they gave me a $9000 to $27000 cli on bce. I only got a $1000 cl, I think I had tapped them out for that month, lol. At 91 days I asked for $3000 and got it.
When 91 days rolls around, ask for $15000. They've gone 3X for me twice now.
Congratulations on your Amex approval!