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Amex PRG Approved

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Valued Contributor

Amex PRG Approved

Last week a few sites I followed mentioned Amex was sending out targeted 50,000MR points offers with $2K spend in 3 months for the PRG. The offer wouldn’t appear for me while logged in and nothing ever appears for me logged out (even using new browsers, incognito, etc.). Fast forward to yesterday, I logged in and had the offer. I couldn’t resist considering this is the highest MR offer with lowest spend I’ve been able to capture for the PRG. Last week it was 25K MR for the same spend.

Amex updated my score on the 29th (EX FICO 8 - 740). The approval as with the last one since becoming a member was a soft pull. Scores are in my signature. It went 24hr pending which surprised me so I called in after about 20hrs and they just needed to verify whether I was military, which was a first. I’m not. After that she said, that’s all she needed and it was approved.

This is probably not really relevant but I dig data points when others post them so here it goes (not counting the PRG):
12/12mo
7/6mo
Scores below.



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 1 of 11
10 REPLIES 10
Frequent Contributor

Re: Amex PRG Approved

Congratulations and welcome to PRG. 💪🏼





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 2 of 11
Valued Contributor

Re: Amex PRG Approved

Congratulations on picking up the PRG!!
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 3 of 11
Community Leader
Super Contributor

Re: Amex PRG Approved

Congratulations!

Message 4 of 11
Community Leader
Mega Contributor

Re: Amex PRG Approved

For the love of AMEX! Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 11
Established Contributor

Re: Amex PRG Approved

OP, ForTheLoveOfPoints!!

 

Congrats on the PRG.  I saw the 50000MR SUB yesterday too.  went to another major's prequal site to see what they offered me.  When I came back to AMEX it was back down to 25000MR SUB.  Probably a good thing, because I would have pounced on that one.

 

Quick question....I noticed your scores in your signature.  Says March 2017 then April 17.  Did your scores drop 50 some odd points in 1 month?

 

Take a look!

 

Good luck to you!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 6 of 11
Valued Contributor

Re: Amex PRG Approved


@Geniuswrote:

OP, ForTheLoveOfPoints!!

 

Congrats on the PRG.  I saw the 50000MR SUB yesterday too.  went to another major's prequal site to see what they offered me.  When I came back to AMEX it was back down to 25000MR SUB.  Probably a good thing, because I would have pounced on that one.

 

Quick question....I noticed your scores in your signature.  Says March 2017 then April 17.  Did your scores drop 50 some odd points in 1 month?

 

Take a look!

 

Good luck to you!


Oops, typo. That should read March 2018. I guess I temporarily forgot what year it was  

 

Thanks for for the heads up. Lol. 



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 7 of 11
Established Contributor

Re: Amex PRG Approved

No problem at all!! Enjoy that PRG!
~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 8 of 11
Frequent Contributor

Re: Amex PRG Approved

Congrats! I just got mine and the 50k MR SUB too!
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 9 of 11
Valued Contributor

Re: Amex PRG Approved


@Rjw170wrote:
Congrats! I just got mine and the 50k MR SUB too!

Congrats to you. What SUB did you get on your ED card?



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 10 of 11
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