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Amex Personal Gold Card

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mchang124
Regular Contributor

Amex Personal Gold Card

While I was scrolling thru my Amex Offers for my Amex Business Platinum, i notice an offer for the personal gold card for 100k SUB for $4k spend in 6 months. so I had to jump on it. My relationship with Amex was all business cards, so knowing i would probably get a hard pull since i dont have any personal cards, i unfroze my EX report (I live here in CA). And i was right. Amex did a HP on my EX report. But worth it for a 100k SUB for $4k in spending. Instand approval along with getting my card number with a temp CID til my actual card comes in so i can start spending right away. What a way to start the new year. Smiley Happy 

 

DPs:

5/24 Status - 3/24 prior to this card
EX8 at time of pull - 753 (dropped to 750 after HP)

UTI: under 1%

Stated Income - $95,000 (small business owner)

AAoA: 4 years

 

141FFFC5-6BF8-4744-BAAD-14781798F8FD.jpegScreenshot 2022-12-31 at 10.03.12 PM.png

“It’s nice to be important but it’s more important to be nice”
Message 1 of 19
18 REPLIES 18
FinStar
Moderator Emeritus

Re: Amex Personal Gold Card

Congrats on the Gold Card approval! Very enticing + nice SUB indeed for this particular card. Enjoy!

Message 2 of 19
JoeRockhead
Senior Contributor

Re: Amex Personal Gold Card

Hard to pass up that SUB, congrats on your new gold!!

Message 3 of 19
firefox100
Valued Contributor

Re: Amex Personal Gold Card

Congratulations have fun and happy new year.

Message 4 of 19
NoMoreDebt
Senior Contributor

Re: Amex Personal Gold Card

 Very nice. My goal 1st quater this year is with getting back in with Amex and trying for this or the Delta gold. Also going for the Fidelity Visa

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 19
Elpadrino1
Valued Contributor

Re: Amex Personal Gold Card

Congratulations on your Amex approval!!

Message 6 of 19
MartyWrite75
Valued Contributor

Re: Amex Personal Gold Card

Congratulation on your approval! Awesome!

February 2025: Experian 779; Equifax 781; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $15,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $18,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 5/2025(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 7 of 19
BronzeTrader
Valued Contributor

Re: Amex Personal Gold Card

The personal AmEx Gold is probably the best AmEx card.  Get good use of it.  AmEx customer service is still probably the very top notch of all the majors.  The higher you go, the better service.

 

Message 8 of 19
Eric958
Established Contributor

Re: Amex Personal Gold Card

Way to start 2023! Congrats




Never Give Up!!
Message 9 of 19
M_Smart007
Legendary Contributor

Re: Amex Personal Gold Card

Congrats on the Approval 🥂🎉

Message 10 of 19
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