Amex Plat + Citi Prestige approval

Anonymous · ‎04-05-2016

I've been reading these forums for a long time, never posted.

Last Thursday I decided to apply for the Amex Plat and Citi Prestige at the same time (heavy travel planned this year). I have about 8 inquiries and wasn't sure if another would stop me from getting either card so I filled out and submitted both online apps simultaneously. Amex came back instantly approved, the Citi app required me to call in and veryify my personal info and then I was quickly approved over the phone with a 15K limit.

Current FICO 8 scores are 706/731/735 with 3% credit util on existing cards and $220K income.

Anonymous · ‎04-05-2016

@Anonymous wrote:
I've been reading these forums for a long time, never posted.

Last Thursday I decided to apply for the Amex Plat and Citi Prestige at the same time (heavy travel planned this year). I have about 8 inquiries and wasn't sure if another would stop me from getting either card so I filled out and submitted both online apps simultaneously. Amex came back instantly approved, the Citi app required me to call in and veryify my personal info and then I was quickly approved over the phone with a 15K limit.

Current FICO 8 scores are 706/731/735 with 3% credit util on existing cards and $220K income.

Welcome to myFico, congrats on the approvals- you have picked a very nice combo. Enjoy the rewards

myjourney · ‎04-05-2016

Welcome to the forum and congrats on 2 good cards

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎04-05-2016

Congrats! Two great cards. Make sure you look thru all the benefits of both cards because there are programs that you need to enroll in to take full advantage of all the benefits offered.

Anonymous · ‎04-05-2016

Congrats! They will overnight you a letter confirming your approval, but will send the card in 3 days haha. It's kind of annoying, waiting on the card, but it will be worth it.

Anonymous · ‎04-05-2016

The prestige anyways. Haven't applied for the platinum couldn't decide if it was worth it to have both. Congrats they both seem awesome.

Anonymous · ‎04-05-2016

@Anonymous wrote:
Congrats! They will overnight you a letter confirming your approval, but will send the card in 3 days haha. It's kind of annoying, waiting on the card, but it will be worth it.

You're right. I did get the overnighted letter on Saturday. Thought it was the card haha. I guess the card should come any day then. I already had the Amex by Saturday.