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Amex Platinum Approval

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michaels88369
Frequent Contributor

Amex Platinum Approval

Last night I decided to cold app for the Amex Platinum and was auto approved. No pre-approved offers beforehand.

 

Filed chapter 7 BK 03/2015. Discharged 07/2015.

EX score last night was 664 per their form. Over $116k available credit. Currently at 1% utilization on 1 card rest at zero. 

 

8 30day lates a few months ago due to Covid but got a large bonus and paid everything off so all good now. 

 

Glad to finally be back in the door with Amex. Time to kick a few crappy cards to the trash. 

Credit conscience!
13 REPLIES 13
CreditAggie
Community Leader
Super Contributor

Re: Amex Platinum Approval

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 14
mrcraft
Valued Contributor

Re: Amex Platinum Approval

Congratulations on your approval!!



Message 3 of 14
gdale6
Moderator Emeritus

Re: Amex Platinum Approval

Excellent, congrats on your achievement!!

Message 4 of 14
gingerflower
Valued Contributor

Re: Amex Platinum Approval

Congratulations on the approval!!

Message 5 of 14
cashorcharge
Community Leader
Senior Contributor

Re: Amex Platinum Approval

Congratulations on your new Platinum Card!

Message 6 of 14
Jetiquette
New Contributor

Re: Amex Platinum Approval

Congrats! The AMEX Plat is on my radar for 2021 once the benefits of lounge access in airports is worthwhile again. 

EQ 764 / TU 775 / EX 775 (as of 9/26/21)
Message 7 of 14
Anonymous
Not applicable

Re: Amex Platinum Approval

Congrats! Did you have any AMEX accounts DC in your ch7? I eventually want an AMEX as well but one of their accounts was in my Ch7 in 2014.

Message 8 of 14
Anonymous
Not applicable

Re: Amex Platinum Approval

Congrats!

 

Applying 5 years post BK usually works out. Was amex IIB?

Message 9 of 14
michaels88369
Frequent Contributor

Re: Amex Platinum Approval

I did not IIB any Amex products. I had a Zync card back in 2010 and they closed it on me 2 months after getting the card. Never gave me a real reason why either. This is the first time ive tried them since. Had a sour taste when they were so easy to throw me in the trash back then. 

Credit conscience!
Message 10 of 14
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