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Amex Platinum Approval

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Member

Amex Platinum Approval

Been reading quite a bit on the forums and followed some of the advice that was given to other members. Thanks to those of you that chimed in.

I've been on a rebuild journey since graduating university in 2017. Thought after school, getting a job would be cake, boy was I wrong. 5 months later, I finally took a position, started working on my credit, paying off my debit. Around that time I was around a 550. After a year and some change, I was able to get my score in the low 700s.

I wanted to learn more about getting my credit score up and came across this community. After reading and taking in as much as I could, I started looking at cards I would have a chance with.

Was approved by Chase for there Sapphire card, was kind of shocked. So, I was like why not try for the Amex Platinum. I know it's not a credit card per say, but I liked the benefits. So, I gave it a shot. Denied!! Kind of down about it, I just said oh well, meant to be. Came back to the forums, read some more and saw threads about the recon. It got me to thinking. Told myself, may as well give it a shot and see what happens. Called Amex up to see if they would recon my app. Gave them the info they needed, customer service says itll be a day or two before I know anything. I was like okay, no worries. Finished giving him some more info and as I was giving the last bit of info, he tells me, you've been approved already. I was completely shocked and honestly felt like a huge accomplishment.

So, 1. I'm excited about being a platinum holder. 2. Thanks to you guys and your guidance to others, I was able to learn, by reading what you guys said.

Look forward to sharing more updates, when I apply for others later in the future.

Best!!









Bought two vehicles in a 6 month period, reason for high HPs.
Message 1 of 33
32 REPLIES 32
Regular Contributor

Re: Amex Platinum Approval

Congrats !!!


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Message 2 of 33
Contributor

Re: Amex Platinum Approval

Congrats on the Platinum! Nice card!
Rebuilding Since 2016
6/5/2019 - Fico 8 Scores - EQ 672 TU 683 EX 674
6/15/2019 - FICO 8 Scores - EQ 682 TU 698 EX 690
Message 3 of 33
Regular Contributor

Re: Amex Platinum Approval

Awesome! Congrats!

Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 10.5k
Amazon Store Card 10k

Fico 8s as of 7/13/2019:


Message 4 of 33
Frequent Contributor

Re: Amex Platinum Approval

Congrats!  Welcome to the Amex Platinum family.

| BofA Premium Rewards $65k | BofA BankAmericard $20k | Amex Zync $5k | Amex ED $20k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 5 of 33
Valued Contributor

Re: Amex Platinum Approval

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS @82ndPara on your Approval and Welcome to the FORUMS!!!

AMEX BCE $4K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
TCL - 100K+ | Rebuilding since April 2018
Message 6 of 33
Valued Contributor

Re: Amex Platinum Approval

Congrats on the approval and recon!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 7 of 33
Frequent Contributor

Re: Amex Platinum Approval

Congrats on your approval after recon!!
Message 8 of 33
Valued Contributor

Re: Amex Platinum Approval

Congrats on the approval, great card to have!



Message 9 of 33
Valued Contributor

Re: Amex Platinum Approval

Congrats on scoring that beauty and enjoy!


Rose Gold/BCP/Delta Gold/Hilton Ascend/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #ratherhaveAmex





Entering the garden 5/27/2019, staying until 2020
Message 10 of 33