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Amex Platinum approval after being blacklisted

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fury1995
Valued Contributor

Re: Amex Platinum approval after being blacklisted

Congrats on all three. I guess this is more evidence that Amex is becoming more lenient with previously blacklisted credit profiles.

Thanks for the data points.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 11 of 20
markhs777
Regular Contributor

Re: Amex Platinum approval after being blacklisted

Well done, Amex has acquired a forgiving nature after all these years.

Message 12 of 20
MarkintheHV
Frequent Contributor

Re: Amex Platinum approval after being blacklisted


@fury1995 wrote:
Congrats on all three. I guess this is more evidence that Amex is becoming more lenient with previously blacklisted credit profiles.

Thanks for the data points.

I have noticed that Amex is becoming more lenient.  I burned them back in 2011, and never made it right with them, and they let me back in last year.

What's in my wallet?
NFCU Flagship - 80k | AmEx Delta Reserve - $70k | Citi AA Executive - $37k | AmEx Delta Reserve Biz - 60k | Citi AA Biz - 20k
Message 13 of 20
EAT_SLEEP_JEEP
Valued Contributor

Re: Amex Platinum approval after being blacklisted

congrats on the AMEX approvals

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 14 of 20
Traveler101
Established Contributor

Re: Amex Platinum approval after being blacklisted

Congratulations 🎊 

Message 15 of 20
CreditAggie
Community Leader
Super Contributor

Re: Amex Platinum approval after being blacklisted

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 16 of 20
firefox100
Valued Contributor

Re: Amex Platinum approval after being blacklisted

 

First congrats on getting back with Amex enjoy it. I burnt Amex back 2000 for around 20K never paid do not get any more collection call or letters from them or any one else about the Amex debt. I have tried several times over past years no go, may try again some time next year don't want any hp's on reports. I allso thank that AMeX may be changing they want business and most of other banks let customers bank in after some time. They are not what thea use to be mow they lend to masses, back in the 70's and 80's if you got an Amex card you had strong credit profile and above average income wealth.

Message 17 of 20
Zoostation1
Valued Contributor

Re: Amex Platinum approval after being blacklisted

 


@MarkintheHV wrote:

@fury1995 wrote:
Congrats on all three. I guess this is more evidence that Amex is becoming more lenient with previously blacklisted credit profiles.

Thanks for the data points.

I have noticed that Amex is becoming more lenient.  I burned them back in 2011, and never made it right with them, and they let me back in last year.


I tend to agree.  I didn't burn them in my BK7 but was fully expecting a $1k SL when I got my BCP only a couple months after their 61mo from filing waiting period...got a $5k SL instead which was my highest since starting the rebuild.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
April 2024 FICO 8:
April 2024 FICO 9:
Message 18 of 20
AMEXLIFE
New Member

Re: Amex Platinum approval after being blacklisted

How do you have your cards appear below your user profile in the post?

Message 19 of 20
Jeffster1
Valued Contributor

Re: Amex Platinum approval after being blacklisted

Congrats on getting back in with Amex! It's a great feeling. I know that when I filed in 2017, I pretty much decided I would never have another Amex card and I was resigned to that. 61 months later,  I was back in. I remember that great feeling. CONGRATS AGAIN!

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 20 of 20
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