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Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Dinosaur
Moderator Emeritus

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Grats! There is life at BK with AX?!
Message 11 of 17
CreditCuriosity
Moderator

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Congrats!

Message 12 of 17
artwear
New Member

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Yes. Still in stunned happiness. Soooo... I thought I can swear I clicked on the offer for Delta Platiunum but they approved me for a regular platinum with unlimited spending pay off each month.

 

I called in and basically had to reapply for Delta. I went ahead for the DELTA PLATINUM RESERVE ($450 fee but super perks) and BAM. Approved that one too with 15,000 limit.....

 

I have to decide if I can hit the perks on both. Basically.... each are $450 and I may cancel the regular platinum. I do spend over 10k a month with my businesses so it could work out. 

 

Man. Amazzzzzzing. 

 

Burned Amex (Settled in 2004 for 1500 on a 5k card)

 

6 years, 10 months post CHapter 7.

 

57k with Navy Fed

7.5 Capital One

2.5 Barclay

15k Amex Platinum Reserve

No limit Platinum Amex

 

1 year ago:

EXP: 608 EQ: 622 TI: 624

11/16:

EXP: 692 EQ: 702 TU 706

 

UPDATE: KEEPING BOTH. Reguar platinum gives me 40,000 bonus when I hit just $3000 and $200 credits towards checking bags, etc. free lounge access almost anywhere in the world, $100 towards TSA pre check and global access and quite a few other perks.

 

THANK YOU THANK YOU THANK YOU to everyone in this forum and site itself.

 

Dani

 

 

 

 

Message 13 of 17
aussiesareforever
Established Contributor

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Wow. That is awesome. Congratulations!

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 14 of 17
12velectronics
Valued Contributor

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Wow awesome and congrats on 2 great cards from Amex!
Message 15 of 17
morgacj2004
Valued Contributor

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Congrats I am now at 4 yrs post BK. Two years to go 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 16 of 17
MugenCivicSi83
Frequent Contributor

Re: Amex Platinum vs Gold. Apply 6 years post BK? Thanks!!!

Congrats!

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 17 of 17
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