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Amex Pre-approved - Wondering how likely it will get actually approved?

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TheFate
Established Contributor

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

The only pre approved offer I've ever received by mail from Amex was for the Green charge Card which I have absolute no interest in

Message 21 of 26
Anonymous
Not applicable

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

Peeps for now I have decided not to pull the trigger. I will probably wait for a month and see if my score goes up since the Utilization went down to less than 10%. So probably will hit the apply button then. Thanks for all your help and comments. This forum is very helpful.

Message 22 of 26
milkshakes
Regular Contributor

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

keep in mind that many times if you get rejected by amex, it only counts as a SP, not a hard pull.

 

still, it's probably a better decision to wait it out a bit if you expect your credit score to rise over the next month or so while the pre-approved offer is still available. Charge card UW isn't that high, but waiting a bit definitely can't hurt you

      
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Message 23 of 26
Anonymous
Not applicable

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 

Message 24 of 26
coldnmn
Mega Contributor

Re: Amex Pre-approved - Wondering how likely it will get actually approved?


@Anonymous wrote:

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 


Congrats! Thanks for sharing.

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Message 25 of 26
alvon123
Super Contributor

Re: Amex Pre-approved - Wondering how likely it will get actually approved?


@Anonymous wrote:

So I went for it last night and it got approved. I am pretty sure its 50K points if I spend 1K within 3 months. 

 

Thats the email I got 

"

We are pleased to let you know that your application for the Premier Rewards Gold Card has been approved. We hope you’ll enjoy the benefits of Card Membership.

 

We are expediting your Card delivery, and you will receive it in 2 to 3 days.

 "

 

Thankyou all for chiming in and helping me out. 


congrats


Message 26 of 26
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