Hey Fico Fam! Been a month or so since I have been on due to a hectic work schedule. But I wanted to update on two CLI's I got a couple of days ago from hitting the luv button:
BoA Cash Rewards - 22k -----> 32.5k (10.5K increase)
Amex BLus Cash - 19.3k -----> 30k (10.7k increase)
For the "data point" fans: Both were SP's (normally the case), and instant. For BoA, I hit the button about 3 months back and was approved from 13k to 22k at the time. I had a lot of swipes with the card, but not crazy spend. I used $400-600 on it the last 3 months and did not carry a balance.
For Amex, I've requested one prior CLI, and that was the initial first increase after I had the card several months. This was more than 2 years ago. But I did try for an increase in Dec and got declined for not using enough of the limit I had. From that point, Dec thru Feb I did not use it at all. March 4 I put one transaction of a little more than $100 on it. Hit the button again a couple days later for fun and requested the 30k and got it instantly. Maybe left some on the table? Who knows, but I'm good with it.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats on two solid CLI's!
Congrats on both CLI's !!!
Congrats on your increases
YOU...
CONGRATULATIONS on the AWESOME CLIs!!!
Not to sound dramatic, but those are fairly spectacular increases. Congrats and enjoy!
@AverageJoesCredit wrote:
Awesome job Ron, nice to see you back
AJC thank you!!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |