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Amex & BoA CLI's

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Valued Contributor

Amex & BoA CLI's

Hey Fico Fam! Been a month or so since I have been on due to a hectic work schedule.  But I wanted to update on two CLI's I got a couple of days ago from hitting the luv button:

 

BoA Cash Rewards - 22k -----> 32.5k  (10.5K increase)

Amex BLus Cash - 19.3k -----> 30k  (10.7k increase)

 

For the "data point" fans: Both were SP's (normally the case), and instant. For BoA, I hit the button about 3 months back and was approved from 13k to 22k at the time.  I had a lot of swipes with the card, but not crazy spend.  I used $400-600 on it the last 3 months and did not carry a balance.

 

For Amex, I've requested one prior CLI, and that was the initial first increase after I had the card several months. This was more than 2 years ago. But I did try for an increase in Dec and got declined for not using enough of the limit I had.  From that point, Dec thru Feb I did not use it at all.  March 4 I put one transaction of a little more than $100 on it.  Hit the button again a couple days later for fun and requested the 30k and got it instantly.  Maybe left some on the table? Who knows, but I'm good with it.

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 1 of 12
11 REPLIES 11
Moderator

Re: Amex & BoA CLI's

Great increases, enjoy them Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 12
Valued Contributor

Re: Amex & BoA CLI's

Congrats on two solid CLI's!


Message 3 of 12
Senior Contributor

Re: Amex & BoA CLI's

Congrats on both CLI's !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 12
Community Leader
Super Contributor

Re: Amex & BoA CLI's

Congrats on your increases

Message 5 of 12
Valued Contributor

Re: Amex & BoA CLI's

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATULATIONS on the AWESOME CLIs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $166.5K+ | Rebuilding since April 2018
Message 6 of 12
Community Leader
Valued Contributor

Re: Amex & BoA CLI's

Not to sound dramatic, but those are fairly spectacular increases. Congrats and enjoy!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 7 of 12
Community Leader
Mega Contributor

Re: Amex & BoA CLI's

Awesome job Ron, nice to see you backSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 12
Valued Contributor

Re: Amex & BoA CLI's


@AverageJoesCredit wrote:
Awesome job Ron, nice to see you backSmiley Happy

AJC thank you!!! 

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 9 of 12
Community Leader
Super Contributor

Re: Amex & BoA CLI's

WOWSER! These are not just CLIs, they’re like two whole other CC CLs. Wow!

A huge congratulations to you on humongous CLIs. Awesome.
REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 10 of 12
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