After a year of not applying to new cards, I came out of the Garden as I pre-qualified and was approved for my first Amex last night. I pulled the trigger and got approved for The Hilton Honors Credit Card; sadly, they gave me the dreaded $1000 SL. Still, I am finally in and am really excited to join the Amex family. The page said I was pre-qualified for the 3 main no longer charge cards (Platinum, Gold, and Green), all of the Hiltons, and Deltas, but they really don't work with my lifestyle as my travel is limited. I usually go for Cashback, cards and I refuse to pay an AF. I want to get an AMEX with membership points down the line for their sweet amazon shop with points deals.
I am a very suburban dad type consumer. I have no plans on traveling anywhere in the next year via a plane but having a few nights on a card because of a 100K point sign up bonus at a Hampton Inn or lower-ranked Hilton is always ideal, especially since I could always do some regional domestic travel (via car) after I get the vaccine.
After getting approved for the Hilton Honors card, I then saw I finally had a link to apply for the Venmo Credit Card today. I had looked for the link when it was announced but didn't get it at first. I went ahead and applied. $4100 SL with access to $4000 right away.
I have what I believe is a strong relationship with synchrony bank. I have the 2 %Paypal MC 2K CL, Care Credit current 10K Limit, originally had a $600 limit, and Sam's Club (Store Card) current 5K Limit think SL was around $400 it was low, but I used it for weekly gas for a few months, and it grew quickly. I will never use the full amount of that CL, so I paused requesting any CLI because I have enough padding. Since I PIF on all my cards. I will say that my Propel, Paypal, and Sam's were open this last year around this time.
The only other cards I want are the Chase Amazon Card, the Chase Freedom Flex, and maybe the Bank of America Cash Rewards.
I obviously have to wait until I am under 5/24 for Chase and under the 3/12 Rule BoA, as I do not have a deposit account with BoA.
I plan to spend three years in the garden while focusing on paying off all of my student loans. So when I am done, I will be able to apply for a mortgage then apply for the cards.
So my current line credit card line up is
@CreditBloke Very nice! Always a great thing to join the AMEX family!!! I was Pre-Approved for the same card, but I'm scared to pull trigger! Lo
Congrats! and word of the wise, no more Synchrony cards for you! Don't poke the hornets nest more than you already have
Congratulations on your approvals!!
Congratulations on both approvals and good luck with you future card list too!