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Within 2 weeks, there were many incognito and referral opportunities to get elevated bonuses on Amex cards. Finally jumped in!
Apped with short AAoA of 7 months, FICO 740, perfect PIF history
First round results at 1% util with 3/8 showing balances:
SPG $15k (30k bonus), PRG NPSL (50k bonus)
Second round results at 8% util with 6/8 showing balances:
ED $2k (25k bonus), Delta Gold Business $20k (50k bonus + $50 credit)
Thank you Amex! All instant approvals, no recon this time...been a while since I haven't had to call in lol. Besides the low SL on the ED (which was definitely caused by the higher util and too many new accounts), very happy with the results. Nabbing 155k in bonuses over two weeks is good work in my book.
Very Nice! Congrats on your approvals. Now you have to figure out which card you are going to want to increase (3x) 61 days from your approval date. Not a bad problem to have though...
The calendar's already been marked to get that ED 2k up to 6k. Seriously, $2k for a non-borderline approval is ridiculous!
@Anonymous wrote:Very Nice! Congrats on your approvals. Now you have to figure out which card you are going to want to increase (3x) 61 days from your approval date. Not a bad problem to have though...
I suspect if you spaced your apps buy 6-10 months your approval would have been higher.
@Anonymous wrote:I suspect if you spaced your apps buy 6-10 months your approval would have been higher.
I agree. But I would rather have accounts bundled up together so they can all age at once rather than space them out and hear the "credit history too short" message over and over again for future cards I want. With the 3x CLI, I'm not aching over the relatively small SL now.
Congrats! Now that I finally got in with CHASE AX will be my next goal. Once I decide which one of their products best meets my needs.