Amex approval, thin file, 1st travel rewards card!

[Anonymous]

Well thanks for sharing in my excitement, I posted this to a Facebook group and people just knocked me for not getting a chase card. Well done MyFico

[Anonymous]

Lol pay them no mind. I know personally, Chase definitely offers excellent rewards cards but man, they seem like a serious PITA to do business with. And HPs for CLI requests (which with the apparent rarity of auto CLIs, is by far the normal way to get them), 5/24, don’t app for anything afterward or they might shut you down, etc. Too many hoops to jump through to get one. Thanks but I’ll pass.

[Anonymous]

We, the MFers, are here to help and encourage each other.

Haters gonna hate.

I’m not a huge fan of Chase but that’s probably because I know I don’t meet their criteria right now. Ask me again in 2021 if I’m a Chase fan. Lol.

There are ACTUAL credit experts (not me) here.

Let us know if you decide to app for the HH. Tic tok...

[Anonymous]

Will do. I am up and down, what's holding me back is can I show my bank account info and my wife's tax returns if I have to prove income?

[Anonymous]

You put household income in that field, right?

[Anonymous]

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@Anonymous wrote:
You put household income in that field, right?

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It says, “all available income to you”.

If your DW’s income is available to you, yes.

If that’s different than what was on your first app, that may raise a red flag.

[Anonymous]

I still can’t get Amex 

my scores are 681, 701 and 672.

got denied about 4 months ago when my scores were way higher. 

You got it with 640??

[800FICOGoal]

Congrats on your Amex approval!!!!

[19eighty5]

Congratulations on your approval with AMEX! What was your SL?

[AverageJoesCredit]

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@Anonymous wrote:
Well thanks for sharing in my excitement, I posted this to a Facebook group and people just knocked me for not getting a chase card. Well done MyFico

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Lol, reason# 795 i dont FB. One doesnt NEED. A Chase card unless it fits THEIR lifestyle and spend and even 5hen more so for a traveler. #never/24 for life

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