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Amex approval!!!

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Established Member

Amex approval!!!

I know I am supposed to be gardening with my 18 year old after our Discover and her US Bank approvals but she went ahead and added me as an AU and my score saw an increase. I was so excited I decided to go for the Amex and then I can commit to gardening until next year. I did the prequal and was given Delta, Everyday, and Cash Magnet as preapprovals. Applied for the Everyday and was approved $1000 SL. Any pointers from more experienced Amex users with this card?

Starting Score: 515
Current Score: 675
Goal Score: 800


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Message 2 of 15
14 REPLIES
Established Member

Re: I received this message from Amex after prequal and app...

So I called and it was because of the fraud alert. They had to call me back on the number listed on my profile to verify and wham..30 seconds later it came back approved!!!

Starting Score: 515
Current Score: 675
Goal Score: 800


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Message 1 of 15
Community Leader
Super Contributor

Re: I received this message from Amex after prequal and app...

NoiceSmiley Happy
OCTOBER 26 2020
Message 3 of 15
Moderator

Re: I received this message from Amex after prequal and app...

Congrats on the approval!  Use it, pay the statement balance in full prior to the due date, rinse and repeat.


Message 4 of 15
Community Leader
Super Contributor

Re: I received this message from Amex after prequal and app...

What K said. Easiest thing in world. Actually use and pay on timeSmiley Happy
OCTOBER 26 2020
Message 5 of 15
Frequent Contributor

Re: Amex approval!!!

Congrats on the Amex approval!

tenor.gif


4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715


Message 6 of 15
Established Member

Re: I received this message from Amex after prequal and app...

Next question. Should I add my daughter to this one also? She has Discover as an AU $800 SL, Discover $1000 SL, and US Bank 1000 SL. I figure I would advice to go for Amex after she is done gardening. Will her chances increase if they already know her as an AU?

Starting Score: 515
Current Score: 675
Goal Score: 800


Take the myFICO Fitness Challenge
Message 7 of 15
Frequent Contributor

Re: Amex approval!!!

Congrats on your Amex ED approval! Adding your daughter to a new account won't help much. She should be fine with her existing AU and cards after she garden. Smiley Happy


FICO 8 [01/2016]
FICO 8 [10/2018]
GOAL: FICO 8: 760 across the board by 2/2020!
Message 8 of 15
Established Member

Re: Amex approval!!!

Called back and was approved for the cash magnet. I'm stopping for real this time. Covering myself with dirt and planting myself in the garden

Starting Score: 515
Current Score: 675
Goal Score: 800


Take the myFICO Fitness Challenge
Message 9 of 15
Valued Contributor

Re: Amex approval!!!


@DatGurl78 wrote:
Called back and was approved for the cash magnet. I'm stopping for real this time. Covering myself with dirt and planting myself in the garden

What was the starting limit for the Cash Magnet?  Also, were you offered sign up bonuses for the EveryDay and Cash Magnet cards?






Message 10 of 15