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Amex double approval (SP so far)

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Amex double approval (SP so far)

I recently applied for both the Amex Platinum (Ameriprise version) and the Delta Blue, both were automatic approvals.

I saw I was pre approved for both of them and I decided to apply at the same time starting with the Platinum. I've two Amex cards (Delta Gold for 1.5 years and the Blue Cash for almost a year).

Only 3 years of credit history 

Total CL $25000

Utilization 8%

AAoA 1yr

Score 729

Income $21000

Message 1 of 24
23 REPLIES 23
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Regular Contributor

Re: Amex double approval (SP so far)

Congrats, Captain!


Fico 8: EX - 713 (11 INQs) TU - 717 (14 INQs) EQ - 700 (11 INQs)
Message 2 of 24
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New Contributor

Re: Amex double approval (SP so far)

Congratulations! Please update us on wheather they stay SP's. I've heard they soft pull on denial and hard pull upon approval, but i may just be confused

Message 3 of 24
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Regular Contributor

Re: Amex double approval (SP so far)


@Tibbywrote:

Congratulations! Please update us on wheather they stay SP's. I've heard they soft pull on denial and hard pull upon approval, but i may just be confused


It seems like lately it has been SPs for existing members with AMEX. Not sure, if that is standard for everyone or just favorable profiles. 

10/15/17: TU: 573 (Vantage 3.0), EQ: 661 (Vantage 3.0), EX: 699 (FICO 8)
8/15/18: FICO 8 TU: 697, EQ: 727, EX: 703
Message 4 of 24
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Valued Contributor

Re: Amex double approval (SP so far)

Congrats on approvals. I think it is soft pull on second card when you get them within a month of each other.
More cards than I can mention in a signature.
Message 5 of 24
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Frequent Contributor

Re: Amex double approval (SP so far)


@frogman1wrote:
Congrats on approvals. I think it is soft pull on second card when you get them within a month of each other.

I had applied for a BCE and was approved instantly. When I did my HH a day later, they did a 2nd HP.

Message 6 of 24
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Frequent Contributor

Re: Amex double approval (SP so far)

I recently (last Saturday) applied for my 2nd Amex, after 6 months from the 1st one (through my account on their website)... My reports are also frozen... I received the famous 14 day message... Monday at Noon, I received an email that I was Approved.

 

I waited for them to call me for a one time use pin... Nope they never called.

So far it's only been a Soft Pull.



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
Message 7 of 24
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Established Member

Re: Amex double approval (SP so far)

What I've read is that when you are an Amex cardholder you get a SP for denials and HP for approval. They also combine one HP for two applications on the same day (a revolver and a charge card).
Message 8 of 24
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Established Member

Re: Amex double approval (SP so far)

Thanks, that's what I had read too, but I also read of a few that were only SPs so who knows. I still haven't received an alert for a HP. My account already shows the Platinum but not the Delta Blue, so I still don't know my CL.
Message 9 of 24
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Frequent Contributor

Re: Amex double approval (SP so far)


@CaptainEwrote:
Thanks, that's what I had read too, but I also read of a few that were only SPs so who knows. I still haven't received an alert for a HP. My account already shows the Platinum but not the Delta Blue, so I still don't know my CL.

My HPs showed up almost the same day so if you haven't seen a 2nd one and you were approved for the DB, I'd bet you won't see it at all. 

Message 10 of 24
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