cancel
Showing results for 
Search instead for 
Did you mean: 

Amex optima approved?

tag
SanFranPzykho
Established Member

Amex optima approved?

Hi, I mentioned in my first post that I was approved for the Amex BCE, but today I received an email Confirming my Paperless Enrollment, But it says:

 

Account: Optima® Credit Card. 

 

Does anyone know Is it good or is it bad compared to BCE? 

 

Thanks. 

Message 1 of 7
6 REPLIES 6
hacsx2
New Contributor

Re: Amex optima approved?

I got the same thing too and was wondering about the same thing.

EX: 747 (12/27) EQ:716 (11/6) TU: 703 (11/6) CK: 735
CC:
CSP $5000; BOA Rewards: $5000; Citi Platinum: $2600; UNFCU $500; BCP $6000; Wells Fargo reward $10k; Line of credit $10k ; Discover IT $7500; BML$1000; Citi TYP $5000; Chase Freedom $4000
Message 2 of 7
SanFranPzykho
Established Member

Re: Amex optima approved?

Well just updating it may helps somebody else.

 

Applied on 12-09-2013, instant approval, no Amex CC before.

Experian Credit Score 731 (that was the official score provided by Experian) Credit Score provided by Amex based on Experian 697, weird thing huh?

 

Received an email saying that the CC was on its way on 12-12-13;

 

CC arrived on 12-16-2013.

 

Im not sure why I received that email saying Amex Optima, anyways the CC that arrived is the BCE.

 

Message 3 of 7
coldnmn
Mega Contributor

Re: Amex optima approved?

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 7
djc1puno
Valued Contributor

Re: Amex optima approved?

congrats op! Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 5 of 7
alvon123
Super Contributor

Re: Amex optima approved?

congrats


Message 6 of 7
hacsx2
New Contributor

Re: Amex optima approved?


@SanFranPzykho wrote:

Well just updating it may helps somebody else.

 

Applied on 12-09-2013, instant approval, no Amex CC before.

Experian Credit Score 731 (that was the official score provided by Experian) Credit Score provided by Amex based on Experian 697, weird thing huh?

 

Received an email saying that the CC was on its way on 12-12-13;

 

CC arrived on 12-16-2013.

 

Im not sure why I received that email saying Amex Optima, anyways the CC that arrived is the BCE.

 


I just got mine yesterday too.

The letter also said the same thing.  My EX on their site is 736 but the letter they gave me was 702.  I think it could be different scoring type.

EX: 747 (12/27) EQ:716 (11/6) TU: 703 (11/6) CK: 735
CC:
CSP $5000; BOA Rewards: $5000; Citi Platinum: $2600; UNFCU $500; BCP $6000; Wells Fargo reward $10k; Line of credit $10k ; Discover IT $7500; BML$1000; Citi TYP $5000; Chase Freedom $4000
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.