Chase is something else !!! Gotta love them . Have not received any offers from chase in about 4 years.Like a lot of people over the weekend all sudden got pre qualified offers for Southwest , United and Marriot. Was hesitant to apply since
I am at 11/24. Sunday night decided to go for it, I had EX and EQ unlocked chase always pulled EX for me in NY so thinking they would pull EX as always but then got a TU alert and realized forgot to unlock it and got we need more time to review. Thought that I shot my luck being a lot of the approvals over 5/24 we’re instant. Got notice today from chase about locked TU and to call up once unlocked. Called up spoke to a women after she requested txt verification what seemed like 30 seconds later she goes congrats your approved! Was worried that if went to manual review would have issues with 5/24 but thankfully not ! Almost feel off my office seat . All I heard women say was your Credit limit is $400. I’m thinking ok seems like an odd number and low but I will take it to be back with chase. Log into my chase account and lone behold shows SL is $15,400!! And APR 17.59% same as my pre qualified apr. Not bad at all !! Happy to finally be back with chase. They appear to be very forgiving and kind this year !! All these approvals with people over 5/24. Was able to get card expedited as well. Hopefully next card will be able to get CSR. Don’t give up hope ! Applied 3 times back in 2018 for freedom card and was denied each time.
TU8 723 , 12%UTI, 9INQ , 11/24 , High income , AAOA 5 years,