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And the Sync love continues...Walmart up to $3.5k too!

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Valued Contributor

And the Sync love continues...Walmart up to $3.5k too!

The Sync luv button is finally working big-time for me. I decided to take my chances on another Walmart CLI request just now, and got a boost from $1200 to $3500! BIG week for me on Synchrony cards (Care Credit yesterday, Amazon up to $3.5k earlier this morning and now this!)

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
11 REPLIES 11
Valued Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

I think I am the only person on this board that Synchrony will not give CLI to

 

Smiley Sad



(▀̿Ĺ̯▀̿ ̿) (⌐▀͡ ̯ʖ▀)
Message 2 of 12
Highlighted
Senior Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

@  - they wont give me any either.. im up to 7th statement on amazon(with crazy use and PIF every month) and 2nd statement on Care Credit..

 

i closed my walmart card after a year because i never got past the 600 SL..

 

:-(

 

but congrats Joe they apparantly LOVE you!

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 3 of 12
Valued Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!


@sasha123 wrote:

@  - they wont give me any either.. im up to 7th statement on amazon(with crazy use and PIF every month) and 2nd statement on Care Credit..

 

i closed my walmart card after a year because i never got past the 600 SL..

 

:-(

 

but congrats Joe they apparantly LOVE you!


@it's amazing. I wasn't even sure I'd get a Care Credit when I applied yesterday, and here I am a total of $9K up in total revolving credit just under 24 hours later. Don't give up - and that goes for @TheCreditGame too - I didn't get a CLI on my Amazon until my 11th statement had cut and my TU score had cracked 650. The latter is probably the most important, since I've read that Sync cares first and foremost about what your TU score is; if it's below 650, no dice no matter what other positive factors you have, if it's above 650 the gates start to open. So keep trying!

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 4 of 12
Senior Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

haha thanks Joe!

 

you should go play the lottery this week for sure!

| Discover $11,500 - Capital One $4,500 - Care Credit $7,000 - Lowe's $5000- Kohl's $700 - Paypal 2% $1000- Walmart CC $700- Penfed PCR $5000 | HSBC Gold $1250- Express $600 - BW Rewards $1150 - VS $750 - Macy's $600 - CapOne Auto Finance 4/6/19 2018 Honda Civic Hatchback Ex - Ch 7 BK 12/2013 - First Time Home Buyer!! Close 8/21/18 |
Message 5 of 12
Community Leader
Super Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

wow! congrats on all your success!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 12
Super Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

Congratulations on the new increase! Smiley Happy

Message 7 of 12
Valued Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

Congratulations. Good job. Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 8 of 12
Community Leader
Mega Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!

Awesome job Joe, well doneSmiley Happy

The thing is once you get rolling Sync can really be generous. They can be weird or frustrating too, but they do help build up ones profile so you may get better cards. Enjoy your oncreases Joe, next stop the 5k Polar Express.Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
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Message 9 of 12
Valued Contributor

Re: And the Sync love continues...Walmart up to $3.5k too!


@AverageJoesCredit wrote:
Awesome job Joe, well doneSmiley Happy

The thing is once you get rolling Sync can really be generous. They can be weird or frustrating too, but they do help build up ones profile so you may get better cards. Enjoy your oncreases Joe, next stop the 5k Polar Express.Smiley Happy

Very true indeed. I'll let these current CL's ride for a few months now and sometime in the first quarter of next year see about the next round of CLI's.

 

At this point, I think my credit portfolio is looking pretty good overall - I just need to pay down that old secured MC so that I can close it out, get the deposit back, and pay down/pay off another card or two. I've now gotten three of the four Synchrony cards I'm interested in and have good CL's on them all, the fourth is the Marvel Mastercard but that can probably wait until next year. I think my next CLI objective is going to be my Penfed Power Cash Rewards Visa; my 3rd statement on that card cut a week or two ago so it's probably time soon to attempt a CLI.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 10 of 12
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