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Another Bread/Amex Approval

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howellco2
Frequent Contributor

Another Bread/Amex Approval

Got a flyer in the mail saying i was pre approved so i went to the website to check it out I saw was only asking for last 4 so i was thinking pre approval check  so i submited the info ..... Approved for 10k ..... All reports locked 

 

I dont have my fingers crossed because I was a approved  before and then they closed the the account before i even got the card in the mail another Com card not this one

 


MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k
Message 1 of 16
15 REPLIES 15
Jeffster1
Valued Contributor

Re: Another Bread/Amex Approval

Congrats on the approval!

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 2 of 16
SUPERSQUID
Valued Contributor

Re: Another Bread/Amex Approval

CONGRATS!!!!!

Big sl,

10K IS A LOT OF BREAD10K IS A LOT OF BREAD

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 3 of 16
Janneman
Established Contributor

Re: Another Bread/Amex Approval


@howellco2 wrote:

Got a flyer in the mail saying i was pre approved so i went to the website to check it out I saw was only asking for last 4 so i was thinking pre approval check  so i submited the info ..... Approved for 10k ..... All reports locked 

 

I dont have my fingers crossed because I was a approved  before and then they closed the the account before i even got the card in the mail another Com card not this one

 


Not understanding...Can you please explain it simply? Are you saying that you applied for this card with locked all 3 credit reports and got approved but they closed your account then right away???

Message 4 of 16
KingRue8500
Senior Contributor

Re: Another Bread/Amex Approval

Congrats on your Bread Cashback AMEX approval




Message 5 of 16
pip3man
Valued Contributor

Re: Another Bread/Amex Approval


@Janneman wrote:

@howellco2 wrote:

Got a flyer in the mail saying i was pre approved so i went to the website to check it out I saw was only asking for last 4 so i was thinking pre approval check  so i submited the info ..... Approved for 10k ..... All reports locked 

 

I dont have my fingers crossed because I was a approved  before and then they closed the the account before i even got the card in the mail another Com card not this one

 


Not understanding...Can you please explain it simply? Are you saying that you applied for this card with locked all 3 credit reports and got approved but they closed your account then right away???


Nah OP is saying they got approved for this card but he/she isn't holding their breath on this one bcos in the past, they were approved for a different Comenity account which got closed before the card was ever received in the mail. 

Message 6 of 16
PapaTunde
Established Contributor

Re: Another Bread/Amex Approval

Congrats on your new Bread  card

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 7 of 16
CreditAggie
Community Leader
Super Contributor

Re: Another Bread/Amex Approval

Congratulations on your Bread Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 16
Anonymous
Not applicable

Re: Another Bread/Amex Approval

SL seems generous on this card, many getting 7k

Message 9 of 16
Traveler101
Established Contributor

Re: Another Bread/Amex Approval

Congratulations 🎊 

Message 10 of 16
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