cancel
Showing results for 
Search instead for 
Did you mean: 

Another CLI while in the garden!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

Another CLI while in the garden!

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.



BK7 DC 1/2/2018
Starting Score: 512 Experian FICO 8, 1/7/2018
12/2019 FICO 8's: EXP 641 // TU 646 // EQ 665
Current Util: 4% TCL: $27,450
Message 1 of 13
12 REPLIES 12
Established Contributor

Re: Another CLI while in the garden!

Every little helps, congrats.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 13
Senior Contributor

Re: Another CLI while in the garden!


@CashBackQueen wrote:

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.


Congrats on the cli!  Yep, any increase is a "Yay!"Smiley Very Happy

Off topic but I noticed your business credit in siggy: I have a few ?'s if you don't mind.....

Which of your Business tl's report to the Business bureaus?  Are you satified with all?  I ask because I need to build up our business and not really sure which one to apply for next.  I have Lowe's and Home Depot, but that's it.  All the other creditor's are with local's that have never reported.  Also, how long have you had them and is it helping to build your business credit?  Thanks in advance

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Message 3 of 13
Established Contributor

Re: Another CLI while in the garden!

Congratulations on your CLI!

January 2020 Current Scores:
Experian-681
TransUnion-686
Equifax-700
Goal for 2020: Scores of 700 all across the board.
Gardening until Spring 2022

Cap One (PCed to Quicksilver 7/20/18) $500
C1 Quicksilver One $2.6K
DiscoverIt Chrome $2.3K
Walmart Store Card $500
Ollo Rewards Card $800
Amazon Store Card $1K
Overstock $250
Amex BCE $1K

Cards I Want: Paypal 2%, CareCredit, Capital One Savor

Total Utilization: 33%
No baddies
Inquiries to Date- 3


Message 4 of 13
Established Contributor

Re: Another CLI while in the garden!

Congrats!
January 2020
Experian Fico 8. 677
Transunion Fico 8. 690
Equifax Fico 8. 699

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $11,500
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900

All cards opened between Oct 2018. - Nov 2019

Income varies. $60,000 - 80,000
Message 5 of 13
Valued Contributor

Re: Another CLI while in the garden!

Congrats on the increase!


Message 6 of 13
Valued Contributor

Re: Another CLI while in the garden!

Congrats on the CLI!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 7 of 13
Established Member

Re: Another CLI while in the garden!

Congratulations!

Goals: Garden until August 2020

Amex Rose Gold: NPSL
Citi Double Cash: 3500
Capital One Venture: 8900
Chase Sapphire Preferred:5000

Message 8 of 13
Frequent Contributor

Re: Another CLI while in the garden!


@GApeachy wrote:

@CashBackQueen wrote:

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.


Congrats on the cli!  Yep, any increase is a "Yay!"Smiley Very Happy

Off topic but I noticed your business credit in siggy: I have a few ?'s if you don't mind.....

Which of your Business tl's report to the Business bureaus?  Are you satified with all?  I ask because I need to build up our business and not really sure which one to apply for next.  I have Lowe's and Home Depot, but that's it.  All the other creditor's are with local's that have never reported.  Also, how long have you had them and is it helping to build your business credit?  Thanks in advance


I’m not entirely sure what’s on my business reports, but Uline will tell you that they do report, I believe to Experian and D&B. I had Uline, Quill and Spark for almost a year, got Fleetcor a couple months ago, SL 1200 no pg. My account manager told me my business credit score upon approval (forgot what it was though) and said it was good so apparently something’s showing up.



BK7 DC 1/2/2018
Starting Score: 512 Experian FICO 8, 1/7/2018
12/2019 FICO 8's: EXP 641 // TU 646 // EQ 665
Current Util: 4% TCL: $27,450
Message 9 of 13
Senior Contributor

Re: Another CLI while in the garden!

Congrats on CLI !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.