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Another CLI while in the garden!

Frequent Contributor

Another CLI while in the garden!

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.

1/2/18 - bk7 dc • 1/6/21 progress:


TCL: $36,750 • UTIL: 2% AZEO
Message 1 of 13
12 REPLIES 12
Established Contributor

Re: Another CLI while in the garden!

Every little helps, congrats.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 13
Senior Contributor

Re: Another CLI while in the garden!


@CashBackQueen wrote:

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.


Congrats on the cli!  Yep, any increase is a "Yay!"Smiley Very Happy

Off topic but I noticed your business credit in siggy: I have a few ?'s if you don't mind.....

Which of your Business tl's report to the Business bureaus?  Are you satified with all?  I ask because I need to build up our business and not really sure which one to apply for next.  I have Lowe's and Home Depot, but that's it.  All the other creditor's are with local's that have never reported.  Also, how long have you had them and is it helping to build your business credit?  Thanks in advance

Message 3 of 13
Established Contributor

Re: Another CLI while in the garden!

Congratulations on your CLI!

January 2021: Experian 688 Equifax 694 Transunion 705


Cards I Have:
Cap One QS: $600 (Sock drawer)
Cap One QS1: $2,600
Discover It: $3,400
Cap One Walmart: $600 (Sock drawer)
AMEX BCE [PC to BCP]: $1,000
Amazon Prime Store Card: $5,000
Overstock Store Card: $4,550
FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Cap One Savor

Gardening from 01/11/2021 to 02/11/2022
Total Utilization: 20%-->××%
Message 4 of 13
Valued Contributor

Re: Another CLI while in the garden!

Congrats!
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 5 of 13
Valued Contributor

Re: Another CLI while in the garden!

Congrats on the increase!


Message 6 of 13
Valued Contributor

Re: Another CLI while in the garden!

Congrats on the CLI!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 13
Established Member

Re: Another CLI while in the garden!

Congratulations!

Goals: Garden until August 2020

Amex Rose Gold: NPSL
Citi Double Cash: 3500
Capital One Venture: 8900
Chase Sapphire Preferred:5000

Message 8 of 13
Frequent Contributor

Re: Another CLI while in the garden!


@GApeachy wrote:

@CashBackQueen wrote:

(although I had to replant my seedling after a HP CLI from Comenity)

 

+500 on my Capital One Spark, new CL $2,500. A small increase but I can’t complain with the overall limit, given where my credit profile started from.


Congrats on the cli!  Yep, any increase is a "Yay!"Smiley Very Happy

Off topic but I noticed your business credit in siggy: I have a few ?'s if you don't mind.....

Which of your Business tl's report to the Business bureaus?  Are you satified with all?  I ask because I need to build up our business and not really sure which one to apply for next.  I have Lowe's and Home Depot, but that's it.  All the other creditor's are with local's that have never reported.  Also, how long have you had them and is it helping to build your business credit?  Thanks in advance


I’m not entirely sure what’s on my business reports, but Uline will tell you that they do report, I believe to Experian and D&B. I had Uline, Quill and Spark for almost a year, got Fleetcor a couple months ago, SL 1200 no pg. My account manager told me my business credit score upon approval (forgot what it was though) and said it was good so apparently something’s showing up.

1/2/18 - bk7 dc • 1/6/21 progress:


TCL: $36,750 • UTIL: 2% AZEO
Message 9 of 13
Senior Contributor

Re: Another CLI while in the garden!

Congrats on CLI !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 13
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