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Another Citi Custom Cash Approval

Heath_Bar
Valued Member

Re: Another Citi Custom Cash Approval

Congrats on your approval.

 

P.S. They pulled Experian for my Cit CC approval

Amex BCE: $30k; Chase Freedom Flex $30k; Target REDcard: $1k; Citi DC: $43k; Ducks Unlimited: $10k; US Bank Cash+; $8.5k; PayPal Cashback MC: $16k; Discover it: $5k; Fidelity Rewards: $20k; Cit Custom Cash: $8k
Message 11 of 24
babygirl1256
Valued Contributor

Re: Another Citi Custom Cash Approval

Congrats on your Citi Custom Cash approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 12 of 24
gdale6
Moderator

Re: Another Citi Custom Cash Approval

Grats on your new Citi Custom Cash card Smiley Happy

Message 13 of 24
Kidcat
Established Contributor

Re: Another Citi Custom Cash Approval

Congrats on your approval!




Last app 06/08/2021
Message 14 of 24
Carmy03
Established Contributor

Re: Another Citi Custom Cash Approval

thanks for the dps. tu...thats interesting. congrats.

Message 15 of 24
KingRue8500
Frequent Contributor

Re: Another Citi Custom Cash Approval

Congrats on your Citi Custom Cash approval

Current Cards:


Message 16 of 24
blindambition
Community Leader
Senior Contributor

Re: Another Citi Custom Cash Approval

Congrats on the approval!!! Enjoy the new card!

 

Message 17 of 24
Carmy03
Established Contributor

Re: Another Citi Custom Cash Approval


@Heath_Bar wrote:

Congrats on your approval.

 

P.S. They pulled Experian for my Cit CC approval


So for Ex how many inquiries do you have? I know Citi can be inquiry sensitive.

Message 18 of 24
Mr_Mojo_Risin
Valued Contributor

Re: Another Citi Custom Cash Approval

That's some great news, congrats on a cool new card! 

Thanks for the DP's.

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 19 of 24
Optimistic1
Member

Re: Another Citi Custom Cash Approval


@ficosuave wrote:

Impulse app, was saving up for August when I'd be under 5/24, but then this came along and I couldn't help myself.

 

Formerly disenchanted ex-Citi customer, who never intended to go back. But here we are.

 

Only $3,400 limit. Not a high-roller or big spender, so I can work with that. And hopefully SP CLIs down the line will boost it up a tad.

 

16.99% APR. Not quite the lowest, but I don't carry balances so I'm not too bothered. More of a pride thing.

 

7 new accounts in last 24 months, 2 new in the last 12 months, last app in Jan.

 

First time Citi hasn't double-pulled me, only checked Transunion. 783 according to the docs.



Your DPs are very helpful, so thank you. I applied & was instantly denied. I have 4 new accounts in 24, but 3 of them were in the past 12. Now I want to smack myself because I would've been 2/24 the end of July and 1/24 the end of August. If I had shown a little more patience, it looks like the new account sensitivity is more focused on the past 12 months. 

Congratulations on the approval - looks like a very useful card. 

Message 20 of 24
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