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Another Discover CLI Approval- AU- Wife Primary

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FalconSteve
Valued Contributor
‎10-15-2022 02:23 PM
‎10-15-2022 02:23 PM

Another Discover CLI Approval- AU- Wife Primary

Just in time for Black Friday (ok, I'm HIGHLY unlikely to use 1% cashback for Black Friday... or, well, ever, I've already maxed out the 5%- With totally reimbusible purchases... free money)

 

We got a small increase, but they went about a year without giving us anything, I don't think that Discover's masters like you paying off everything except one card (which you leave a token balance on) right before statement close. Or, the monkeys hit the approve part of the dart board again... we'll never know. Regardless, we were approved for an additional $2500 credit line (love that padding). Also, NONE of that was actually stuff that we have to pay for personally, so it's like going from a $15,800 CL to a $18,300 CL for free =)

 

Screen Shot 2022-10-15 at 4.58.50 PM.jpeg

Does anyone else have a decent credit limit, but their cash advance line is... subpar? It's something I'd never use, so it isn't incredibly important, I just find it odd. It was $300 until August.

 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
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firefox100
Valued Contributor
‎10-15-2022 02:29 PM
‎10-15-2022 02:29 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Congratulations on the discover credit increase. I have a Discover with 29K limit and cash advace limit of 2.5K, got this account back in june of 2016.

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SUPERSQUID
Valued Contributor
‎10-15-2022 02:29 PM
‎10-15-2022 02:29 PM

Re: Another Discover CLI Approval- AU- Wife Primary

CONGRATS!!!!!

My 1st disco had a 3000 sl and only a 600 cash advance limit. My 2nd disco has a 6000 sl but has a 3000 cash advance limit.

I never use cash advances anyway.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
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FalconSteve
Valued Contributor
‎10-15-2022 02:45 PM
‎10-15-2022 02:45 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Thanks @SUPERSQUID 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
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FalconSteve
Valued Contributor
‎10-15-2022 02:46 PM
‎10-15-2022 02:46 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Thanks @firefox100 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
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Jordan23ww
Valued Contributor
‎10-15-2022 03:36 PM
‎10-15-2022 03:36 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Congratulations on your limit increase! Regarding the cash advance limit something seems off.  It's supposed to be a certain percentage of the card's credit limit. Usually it is 3% or 5% of your credit limit.  Here's my limit and cash advance amount. 

8A4198BF-A88F-495C-BF26-928ED0EED08C.jpeg

 

      


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KingRue8500
Senior Contributor
‎10-16-2022 03:17 PM
‎10-16-2022 03:17 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Congrats on your Discover CLI




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cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎10-16-2022 04:54 PM
‎10-16-2022 04:54 PM

Re: Another Discover CLI Approval- AU- Wife Primary

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

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PapaTunde
Established Contributor
‎10-16-2022 06:31 PM
‎10-16-2022 06:31 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Congrats on your Disco love

All Fico9 835+ or there abouts

These violent delights have violent ends
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MySunrise271
Established Contributor
‎10-16-2022 06:39 PM
‎10-16-2022 06:39 PM

Re: Another Discover CLI Approval- AU- Wife Primary

Congratulations on your Discover CLI🎉🎉🎉

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