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Another Discover CLI - How high will they go??

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EW800
Valued Contributor

Another Discover CLI - How high will they go??

It had been 60 days since my last Discover CLI, so I thought I would hit the button yet again to see what would happen.  I received the 2 day review message.  Already being at $40,700, I did not have high hopes for an increase, or perhaps a very small one for my good behavior.  

 

This morning I logged into my account and found that I have been granted a $6,500 increase, taking me to $47,200!   I am in complete shock that they have allowed me to go this high.  This has me wondering if $50K could be in the cards if I hit the button again in a couple of months.  Do we see the $50K range very often with Discover?

 

 

 

 

Discover 041916.jpg

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 1 of 38
37 REPLIES 37
baller4life
Super Contributor

Re: Another Discover CLI - How high will they go??

Incredible!!! I have seen $60k!
Message 2 of 38
EW800
Valued Contributor

Re: Another Discover CLI - How high will they go??

Thanks, Baller!  It was you that helped with this.  It was all those 16/17 day CLI's that took it out of the $10K range so quickly.  

How is Discover treating you these days?

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 38
CreditCuriosity
Moderator Emeritus

Re: Another Discover CLI - How high will they go??

Wow awesome.. Hope ot have my new discover to half that in a few years lol..

 

Congrats and very nice

Message 4 of 38
Anonymous
Not applicable

Re: Another Discover CLI - How high will they go??

Awesome! I'm inspired!! Smiley Happy
Message 5 of 38
baller4life
Super Contributor

Re: Another Discover CLI - How high will they go??


@EW800 wrote:

Thanks, Baller!  It was you that helped with this.  It was all those 16/17 day CLI's that took it out of the $10K range so quickly.  

How is Discover treating you these days?

 


Haha! Those were fun times! They gave me $4k last month that brought me to $17k. Before that I only receeived two $500 clis after the gravy train last spring. I obviously have alot of catching up to do to catch you! LMAO!!

Message 6 of 38
Anonymous
Not applicable

Re: Another Discover CLI - How high will they go??

I am too stunned with your CLI to answer. lol Seriously, congratulations! I am going to go hit the luv button after reading this. lol

Message 7 of 38
RonM21
Valued Contributor

Re: Another Discover CLI - How high will they go??

Congrats! Who knows how high, but I'd be loving it if I were in your shoes! Nice!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 38
myjourney
Super Contributor

Re: Another Discover CLI - How high will they go??

OMG congrats 

Got me wondering how high will it go 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 38
DoroLucky
Valued Contributor

Re: Another Discover CLI - How high will they go??

Wow, that's half of my total overall CL. Congrats but your balance has me dying LOL
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 10 of 38
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