Another Discover IT approved but...

[DeadSpider]

Applied for IT card after what it seems letter after letter for pre approval and had a choice between 9.99 APR or 13.99 APR with no BT fee first 60 Days.

Anyways I wanted BT for 5K so went for it and only got $3500 credit limit.

I haven't received my card yet are there any tricks to get more CL ?

Discover will be my 4th card and my highest is CAP1 with $6500

[09Lexie]

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@DeadSpider wrote:

Applied for IT card after what it seems letter after letter for pre approval and had a choice between 9.99 APR or 13.99 APR with no BT fee first 60 Days.

Anyways I wanted BT for 5K so went for it and only got $3500 credit limit.

I haven't received my card yet are there any tricks to get more CL ?

Discover will be my 4th card and my highest is CAP1 with $6500

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Congrats on the approval. I wish I knew too!

[eviLution]

I'm surprised you didn't get 0% intro apr with your score. O.o

[dodfire]

I have read some post about RECON success with Discover. You should call them. All they can say is no. 

[09Lexie]

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@eviLution wrote:

I'm surprised you didn't get 0% intro apr with your score. O.o

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Missed that...I'm surprised too. My scores are little lower than yours and I got the 0% APR. 

I would definitely call tomorrow   

[eviLution]

I was approved with 0% APR and BT for 14 months and the EQ score they pulled at the time was 692.

I think it was a bank enhanced score because it was much higher than the EQ score I got from DCU. DCU EQ was only 667 at the time.

[Sabrian31487]

14 months no APR here... Equifax was 708 fico.. Tu and Ex havnt even generated a score for me yet .. Had a 708 because of badcock loan 3 years ago.. Other credit bureuas didnt start reporting until 5 months ago.. should get a score this month! Good luck if you recon..

Keith

[DeadSpider]

It was 14 months no APR at 9.99 at 3% BT or 12 months no APR at 13.99 with no BT fee first 60 days.

I took the NO BT fee as I'm not planning on leaving balance on the card.

I figured they can always lower my rate MAYBE at some point so I took the NO BT FEE to save $150 assuming I transfer $5000.

What's the number to call ? Going to ask for $2000-$2500 more.

I don't care if I use 90% of my credit as I'm not planning to app for anything anytime soon.

Discover is a good card as my DW has one and I took her card from $2000 starting CL to $9500 in about year and a half.

Funny she doesn't give a **** or knows she got CLI lol.

Thanks for the help....

[DeadSpider]

Finaly card came in the mail EQ 769.

Is that a real FICO ?

[webhopper]

Discover uses a really weird sort of bank card enhanced Vantage score...

That's a great score, but I'm not sure it correllates to FICO