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Another NFCU auto-CLI

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frio
Frequent Contributor

Re: Another NFCU auto-CLI

Entering my 1yr mark with NFCU and have yet to have a auto-cli.  It will be 1yr in April.  Never late and carry a balance as well


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


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Message 11 of 16
bichonmom
Senior Contributor

Re: Another NFCU auto-CLI


@frio wrote:

Entering my 1yr mark with NFCU and have yet to have a auto-cli.  It will be 1yr in April.  Never late and carry a balance as well


@They are a hard one to figure out. I've seen people with worse credit history than me getting 5-digit CLs and they gave me a piddly $2k limit. They claim to have algorigthms to prevent discrimination, but God only knows how they work if that's the case. Hope you get a CLI @ 6 mos! Smiley Happy

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 12 of 16
frio
Frequent Contributor

Re: Another NFCU auto-CLI


@bichonmom wrote:

@frio wrote:

Entering my 1yr mark with NFCU and have yet to have a auto-cli.  It will be 1yr in April.  Never late and carry a balance as well


@They are a hard one to figure out. I've seen people with worse credit history than me getting 5-digit CLs and they gave me a piddly $2k limit. They claim to have algorigthms to prevent discrimination, but God only knows how they work if that's the case. Hope you get a CLI @ 6 mos! Smiley Happy

 

 


Yeah i had to ask for a cli and got a 1k CLI.  Im thinking about doing one today maybe since im 3 days from my 1yr anniversary


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


Take the FICO Fitness Challenge
Message 13 of 16
jausanka
Frequent Contributor

Re: Another NFCU auto-CLI

Why wouldn't you wait till after your 12th statement and not take the HP unless necessary?

Message 14 of 16
frio
Frequent Contributor

Re: Another NFCU auto-CLI


@jausanka wrote:

Why wouldn't you wait till after your 12th statement and not take the HP unless necessary?


Not sure how valid this is but, I was talking to a CSR at NFCU and because I requested a CLI 3 months ago they might not do an automatic CLI at my 12th statement.


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


Take the FICO Fitness Challenge
Message 15 of 16
MidnightOwl
Regular Contributor

Re: Another NFCU auto-CLI

I've been getting $ 1600 auto cli every 5 months since 2010. I've only requested 1 increase 6 months after i got my Rewards visa card & now I get them automatic. I started off at $1500 in 2010.

Message 16 of 16
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