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Entering my 1yr mark with NFCU and have yet to have a auto-cli. It will be 1yr in April. Never late and carry a balance as well
@frio wrote:Entering my 1yr mark with NFCU and have yet to have a auto-cli. It will be 1yr in April. Never late and carry a balance as well
@They are a hard one to figure out. I've seen people with worse credit history than me getting 5-digit CLs and they gave me a piddly $2k limit. They claim to have algorigthms to prevent discrimination, but God only knows how they work if that's the case. Hope you get a CLI @ 6 mos!
@bichonmom wrote:
@frio wrote:Entering my 1yr mark with NFCU and have yet to have a auto-cli. It will be 1yr in April. Never late and carry a balance as well
@They are a hard one to figure out. I've seen people with worse credit history than me getting 5-digit CLs and they gave me a piddly $2k limit. They claim to have algorigthms to prevent discrimination, but God only knows how they work if that's the case. Hope you get a CLI @ 6 mos!
Yeah i had to ask for a cli and got a 1k CLI. Im thinking about doing one today maybe since im 3 days from my 1yr anniversary
Why wouldn't you wait till after your 12th statement and not take the HP unless necessary?
@jausanka wrote:Why wouldn't you wait till after your 12th statement and not take the HP unless necessary?
Not sure how valid this is but, I was talking to a CSR at NFCU and because I requested a CLI 3 months ago they might not do an automatic CLI at my 12th statement.
I've been getting $ 1600 auto cli every 5 months since 2010. I've only requested 1 increase 6 months after i got my Rewards visa card & now I get them automatic. I started off at $1500 in 2010.