Had to get on the Quorum FCU bandwagon I saw on here.
Applied for membership on 5/11, but went into pending so I called them and got it pushed through over the phone. Had to verify ID. Got membership confirmation via email a few hours later and then set up online banking.
Waited a few hours until I couldn't help myself and decided to apply for the Quorum FCU World MasterCard through online banking. Went into pending just like membership so I called them up again and spoke to the underwriter. The underwriter said everything looked good but they needed to confirm my address and income. Sent my last two pay stubs via email and got an email from the same underwriter within an hour approving the application.
Approved SL $25,000
APR: 9.24%
DP's:
Experian Fico9 is 710
Only have four accounts showing on my credit report.
My oldest account is only 13 months old.
Highest CL showing: $7,000
3 new accounts in the last six months.
9 inquiries in the last six months.
