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@Eyepinpools wrote:Congrats!
im trying to help my sister build larger credit lines. She has 810+ scores but her cards are 4-15k limits as she has never requested an increase on anything.
im curious, I have heard with USB it's sometimes SP or HP. How would one know in advance of requesting what the result will be? Thank you
Thanks @Eyepinpools
Unfortunately, the CLIs are YMMV with US Bank. I've never had a HP for any of the requested increases. At one point I thought it might be because of the long relationship I've had, but others have had long relationships and HPs still occurred.
One can always lock the credit accounts and roll the dice.
Congrats on your US Bank Cash+ CLI
Congrats on your US Bank Cash+ CLI.
Congratulations 🎉
@Titans84 wrote:
@Eyepinpools wrote:Congrats!
im trying to help my sister build larger credit lines. She has 810+ scores but her cards are 4-15k limits as she has never requested an increase on anything.
im curious, I have heard with USB it's sometimes SP or HP. How would one know in advance of requesting what the result will be? Thank you
Thanks @Eyepinpools
Unfortunately, the CLIs are YMMV with US Bank. I've never had a HP for any of the requested increases. At one point I thought it might be because of the long relationship I've had, but others have had long relationships and HPs still occurred.
One can always lock the credit accounts and roll the dice.
did u lock your credit reports before asking cli?