So we recently moved and my wife wanted a new $2000 dining room set. Last night, I looked at Wayfair's financing deals and $100 off promo so I decided to apply for a professional account and a credit card. I was auto approved for $900. Cool, I guess. But the dining room set is $2000. So I called today and asked for a credit line increase. Rep asked me how much I wanted and I said "$2000 would be great". Silence ensued for a few moments and I hear the rep say "wow! You are being offered a $4000 credit line!". Of course, I took it. And I'm taking advantage of their 12 months 0% APR deal.
I immediately look up what other cards I have that would soft pull for CLI's and got my Blaze card from $350 to $1000 and Capital One Savor from $750 to $1500.
I guess I'm finally in a spot where I have decent credit again. January 8th marks my 2 year BK 7 discharge date. I'm going to garden until then and try to see if I can get some of the rewards cards or cash back cards I've really wanted.
I cannot say enough how much this community has helped me in this process. My scores were high-400's right after my BK. Now they range between 640 and 690 and with a good sized file.
Congratulations on your approval and CLIs!
Congratulations on your approval and CLI!!
Congrats on all your hard work!
Success! Congratulations on approval and CLI! Promotional financing is definitely a great thing to have.
Congrats on the approval and CLIs!