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I've been wanting the Propel for quite a while so after drinking 2 11% beers, I just went for it. They double pulled me (TU and EX) and I was approved for $4,000! Can I call and request a higher SL? Has anyone had any luck doing that with Wells Fargo?
My score went down 5 points on EX from the hard inquiry, and I'm sure I'll take another little hit once the account posts, but I'm pretty happy with the cards I have now. I was finally pre-approved for the Venture family and Savor cards, but I feel like the Propel better suits me at the moment. Plus, I think the card is prettier.
Just some DP's at the time of application:
AAoA: 2 years 6 months
AoOA: 13 years
History with WF: 10+ years
EX FICO 9: 730, EX FICO 8: 737, TU FICO 8: 748
(Since they pulled EX and TU, but I don't know what model they use.)
Congrats on the card and approval! Not sure if they will recon the SL once you receive card someone else can way in on that whom has experience with WF. Good card overall, but conservative lender for being such a big bank. Enjoy it. They want to pull EQ for me on that card even though they use Exp for score on their site and wont let them have EQ as everyone pulls them thus I gotta live without that card until they pull either TU or Experian. Nothing to hide, just tired of everyone going after my EQ.
@CreditCuriosity wrote:Congrats on the card and approval! Not sure if they will recon the SL once you receive card someone else can way in on that whom has experience with WF. Good card overall, but conservative lender for being such a big bank. Enjoy it. They want to pull EQ for me on that card even though they use Exp for score on their site and wont let them have EQ as everyone pulls them thus I gotta live without that card until they pull either TU or Experian. Nothing to hide, just tired of everyone going after my EQ.
Thanks! Ugh tell me about it. Everyone likes to pull EX for me! I have 15 inquiries on EX, but at least 5 or 6 of them will be gone by the end of the year, and about 3 will be unscorable. I'm in Orange County and I've heard that who they pull depends on your location, so it seems like the OC is all about EX! I'm so glad no one pulls EQ for me except PenFed because my EQ score is way lower than my TU and EX.
Congrats!!
@Queen_Etherea wrote:so after drinking 2 11% beers, I just went for it.
10 feet tall and bullet proof! Congrats!!!!
@GApeachy wrote:
@Queen_Etherea wrote:so after drinking 2 11% beers, I just went for it.
10 feet tall and bullet proof! Congrats!!!!
HA! Sure felt like it at the time. I should've just kept playing Hitman (on my Xbox) or went to bed.
Congrats on your new Wells Fargo Propel card!
Congratulations on your approval!