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Another bad credit AMEX Delta Gold recipient

Jimp2323
Regular Contributor

Another bad credit AMEX Delta Gold recipient

I need to take a trip next month so even though I expected to be turned down I stepped out of the garden and applied for the Delta Gold.  Imagine my suprise when I got instant approval--only for 1K but still...

 

with an EX score of only 622 with a couple of old charge offs still showing I'm glowing.

Message 1 of 12
11 REPLIES 11
ttulaw
Established Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congratulations! Hope it helps you for your upcoming trip! Despite the way AMEX has been portrayed in the past and their penchant for blacklisting under certain circumstances, they do seem willing to give a chance to builders and rebuilders. Yes, that often means low SLs, but they do reward with significant CLIs when the borrower shows responsibility.






Message 2 of 12
cosmicblight
New Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats, good card to take to the garden with you! Was you able to snag the 60,000 SUB or get the 30,000? I know public offering for the 60,000 ended on 10th I believe.

Message 3 of 12
VoltronM
Senior Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats , Welcome to AMex Family

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 12
Mroberts95
Regular Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats. I want an Amex but I think ill wait 6-12 months in the garden before I try.

~~March FICO Scores ~~(3/1/2019)
TU: 700, EQ: 666, EX: 688
~~Credit Lines in Wallet~~
Discover 0/14,500
NFCU CR 0/25,000
Cap One Savor 0/15,000
AMEX BCE 0/1,000
Costco Citi 0/5,500
Penfed 0/10,000

Message 5 of 12
Jimp2323
Regular Contributor

Re: Another bad credit AMEX Delta Gold recipient


@cosmicblight wrote:

Congrats, good card to take to the garden with you! Was you able to snag the 60,000 SUB or get the 30,000? I know public offering for the 60,000 ended on 10th I believe.


 

Just the 30,000...but it's still better than a sharp stick. Smiley Happy
Message 6 of 12
SomewhereIn505
Valued Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats OP!!!



9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 7 of 12
PointMamba
Established Member

Re: Another bad credit AMEX Delta Gold recipient

Congrats on the approval!


Gardening until May 2019
Current Scores: (09/14/2018): 627 EX | 634 EQ | 632 TU | AAoA: 5m
Previous Scores: (08/19/2018): 627 EX | 628 EQ | 625 TU (04/13/2018): 708 EX | 673 EQ | 680 TU (02/15/2018): 666 EX | 673 EQ | 662 TU
Message 8 of 12
beutiful5678
Frequent Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats! I hope this is me in 6-9 months! 😊

 

That free checked bag is awesome and totally makes the card more than worth it. Where's your next trip?



EX 8: Aug 2021 - 692 | EQ 8: Aug 2021 - 714 | TU 8: Aug 2021 - 673
Message 9 of 12
notoriouswithag
Regular Contributor

Re: Another bad credit AMEX Delta Gold recipient

Congrats coming from another Delta SkyMiles approvee as well.  Despite the $1k starting limit I think we are in a good spot as long as we treat the card fairly!

Credit rebuild journey started 4/2017: Exp: 558|EQ:533|TU:565
As of 12/2018: Exp:679|EQ:652|TU:680

-Discover IT: $500 secured SL---->$1,950 |
-Capital One Venture 1: $5,500|
AMEX Blue Cash Everyday $1,000 (04/2018)|
AMEX Delta Gold SkyMiles $2,000(04/2018)| AMEX SPG $1,000(8/2018)| PNC Cash Rewards Visa $4,000(8/2018)| AU : United MileagePlus Explorer+ BoA BankAmeriCard
Message 10 of 12
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