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App Spree - 3 approvals!

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Valued Member

App Spree - 3 approvals!

Been gardening for the last year. Thought it was time I went on a spree. Got approved for 3 cards! I only intended to do 2, but, well, when i was on a roll, it was hard to stop!

 

Approved for:

 

Bank of America Cash Rewards Credit Card - SL of $8,000

Wells Fargo Cash Wise Visa - SL of $10,000

Citi Diamond Preffered - SL of $12,000

 

I got these 3 as I know I will be making some big purchases over the next 12 months and they all offer 0% for 15-18 months. Plus, I will qualify for the cash bonus on the BoA and Wells Fargo cards. So, that's 'free' money. 

Starting Score: 680
Current Score: 764
Goal Score: 775


Take the myFICO Fitness Challenge
EX8 = 764 EQ8 = 753 TU8 = 768
EX9 = 763 EQ9 = 762 TU9 = 754 . April 29, 2020
AooA = 4 years, 8 months. AAoA = 1 year, 4 months. AoYA = 2 months.
9 REPLIES 9
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Frequent Contributor

Re: App Spree - 3 approvals!

Congrats on the mini spree.



Message 2 of 10
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Super Contributor

Re: App Spree - 3 approvals!

Congratulations on your approvals!
Message 3 of 10
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Frequent Contributor

Re: App Spree - 3 approvals!

Congratulations! That’s awesome 30K in approvals.








Message 4 of 10
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Senior Contributor

Re: App Spree - 3 approvals!

Congrats on your successful mini spree!




Message 5 of 10
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Contributor

Re: App Spree - 3 approvals!

Congrats!!! WWWWWWWWWWWWoooooooooooooooooooooooooooooooo what a ride









Message 6 of 10
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Epic Contributor

Re: App Spree - 3 approvals!

Congrats!!!

Message 7 of 10
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Regular Contributor

Re: App Spree - 3 approvals!

Congrats,

 

I thought Citi Diamond was not available for applications? I must have missed something.

 

Nice on all SL.

Signature as of 9/01/20. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=791 TU=790 EX=793
FICO 9 EQ=792 TU=791 EX=783
MORTGAGE SCORES EQ=759 TU=745 EX=770
AAoA=3Y7M AoOA=10Y6M AoYA=1M
VANTAGE SCORES EQ=814 TU=807 EX=799
BUSINESS CREDIT SCORES. Formed LLC 6/1/18.
EXPERIAN BUSINESS CREDIT SCORE=71 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210
HARD PULLS last 6 months EQ=0 TU=2 EX=2 ONE new account reporting.
HARD PULLS last 12 months EQ=2 TU=6 EX=7 ONE new account reporting.
HARD PULLS last 24 months EQ=3 TU=7 EX=8 TWO new accounts reporting.
INCOME=$365k as of 05/01/20 for income stated on applications. DTI=2.5% Business sales 170k monthly. Main Business and Personal Banking=CHASE
MORTGAGE=None
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI BEST BUY VISA=4k 11/17 CAP1 GMC MC=4K 12/17 AMEX BCP=6.8k 06/18 CITI COSTCO VISA=14.5k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20

BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=19.6k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=30k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=22.5k 02/20 CHASE INK PREFERRED=40k 07/20 AMEX BUSINESS GOLD=NPSL 09/20
Message 8 of 10
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Valued Contributor

Re: App Spree - 3 approvals!

Congratulations on your 3 approvals!
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 9 of 10
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Established Member

Re: App Spree - 3 approvals!

Congrats that's awesome I hope to od the same in 1 1/2 years time once I'm out of the garden.










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