Coming back from a rebuild... Ive been 'gardening' for about 13 months and then went on a spree. Apped six cards, current FICO scores as of 6/10/2017 in my signature and the data when I apped in my Discover thread. See Data
Amex(BCE), BoA, Cap 1, Chase, Citi(DC), Discover.
Amex/Citi denied.(waiting on my denial letters)
Discover It- $7000 Instant
Chase Freedom- $2500 Instant
BoA Cash Rewards- $1500 Instant(used preapproval mailer)
Cap 1 (used the prequailify page) CL not sure yet, just received 'your card is on the way' but no CL info. I received a 7-10/up to 15 day notice.(totally thought denied! LOL) I actually had to verify identity and then approved,(they called in about 72 hours to verify) didn't know approved until I got the card on the way email.
These are big for me considering, my profile is very thin and a couple of 'baddies' that came back to haunt me from a new CA as you can see in my Disco thread linked above.
I'll update with my Cap 1 CL, etc. I think it may come in the next few days.
Im going to garden for a few months or so then re-app for Amex/some CLI's(if they dont auto increase) then back in the garden for a long while. I'll let what I have grow, its Plenty of credit for my spending habits at this time.
More info. Im in NY.(upstate CNY)
So far reporting for HP's. (according to CK/Ex)
Amex- EX
BoA- Ex
Chase- EX
Cap 1- EQ, EX, TU(hit my reports instantly while others took a day or two or three)
Update 6/14 Citi- EX(took two days to hit)
Discover- still not reporting a HP
Im pulling reports so i can see if I have other HP's, I'll update this thread. I assume Discover will report eventually...? Or maybe they went off my SP for the Disco Score Card? Signed up a few weeks ago or so.
Citi I just apped today, no HP's yet.
