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App Spree! 5 new accounts in 2 days.

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Valued Member

App Spree! 5 new accounts in 2 days.

I haven't been on the myfico site in awhile and of course, as soon as I read a few posts, I had to apply for new cards :-)

 

Nothing spectacular but this is what I got between yesterday and today:

 

Barclays - $4,500

Target - $2,000

Amazon - $1,100

Athleta (Gap) - $1,000

Banana Republic - $400

 

Also took my Lowes from $6,000 to $12,000 yesterday and then just hit the button again and moved up to $17,000!

 

Time to sit back and garden for a bit....unless someone has some good tips for me :-)

Discover $7.5k | AMEX Delta $6k | Lowes $12k | Chase Sapphire $5.5k | Chase Marriott Rewards $5k | Cap One Platinum MC $2.5k
Cap One Quicksilver $8k | Barclays Cashforward $4.5k | Amazon $1.1k | Target $2k | Banana Republic $400 | Athleta $1.2k
TU:723 EQ:718 EX:737
Message 1 of 6
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New Member

Re: App Spree! 5 new accounts in 2 days.

Nice, congrats! Were all 5 accounts hard pulls? How do you imagine it will effect your score, if at all?

American Express Optima | Citi Double Cash | DiscoverIt | Capital One Quicksilver | Capital One Platinum | Chase Freedom | Amazon Prime Card First 3 approved 4/17, last 4 in 2015. Gardening since 04/11/2017. Credit score 660+
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Valued Member

Re: App Spree! 5 new accounts in 2 days.

 


@amb4444 wrote:

Nice, congrats! Were all 5 accounts hard pulls? How do you imagine it will effect your score, if at all?



Shouldn't effect my score at all since I always seem to have quite a few inquiries.  The additional CLs should add a nice little buffer to keep my utilization percentage lower which was my main factor (other than the joy of more approvals).

Discover $7.5k | AMEX Delta $6k | Lowes $12k | Chase Sapphire $5.5k | Chase Marriott Rewards $5k | Cap One Platinum MC $2.5k
Cap One Quicksilver $8k | Barclays Cashforward $4.5k | Amazon $1.1k | Target $2k | Banana Republic $400 | Athleta $1.2k
TU:723 EQ:718 EX:737
Message 3 of 6
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Valued Contributor

Re: App Spree! 5 new accounts in 2 days.

Congrats on your approvals...I think that you are in a good position to sit back for a while and let them grow....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 4 of 6
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Community Leader
Mega Contributor

Re: App Spree! 5 new accounts in 2 days.

I think your real prize was acoring a 2k Target card. Thats incredibly high for a first sl approval. CongratsSmiley Happy
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Valued Member

Re: App Spree! 5 new accounts in 2 days.

Thanks. I've had the Target debit for quite a few years. I wonder if they've looked at my purchase history on it to justify the $2k SL.
Discover $7.5k | AMEX Delta $6k | Lowes $12k | Chase Sapphire $5.5k | Chase Marriott Rewards $5k | Cap One Platinum MC $2.5k
Cap One Quicksilver $8k | Barclays Cashforward $4.5k | Amazon $1.1k | Target $2k | Banana Republic $400 | Athleta $1.2k
TU:723 EQ:718 EX:737
Message 6 of 6
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