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DW and I recently closed on our house on 5/14 after about 4 months of contruction delays. I was itching to apply for cards after almost 1.5 to 2 yrs of gardening. Picked up a few CLI's and had Synchrony shut down 6 of DW cards, we both lost about $56k in available credit lines, because I was an AU on all. Our finaincial plan was to grab all the cards we wanted or "needed" after we closed. Man!...When I tell you the credit gods said you've waited long enough and they let the approvals RAIN!
....and the story goes.
I got approved for the following:
Apple Card - $2,500
BofA Customized Cash Card - $9,000
BofA Travel Rewards Card - $9,700 (app'd for both cards at the same time, approval for this one came almost a week later, actually forgot about the app lol..nice suprise)
Discover IT Chrome - $2,500
Cap1 Platinum (Bucketed) upgrade to QS w/ increased CL from $500 to $1,100
Victoria Secret - $1k
Lowes Advantage - $500 (one that DW lost; it'll grow, last one had $15K)
Rooms to Go - $1,100
JSC FCU Platinum CLI of $1,000 - declined offer to get approvel for JSC FCU LOC - together we are at maximum expsure with JSC
Amazon Store Card - $500 (one that DW lost; it'll grow, last one had $8K)
DW:
Apple Card - SL $1500 (requested CLI less than 12hrs after approval and got CL of $2500)
Discover Miles - $4500
Discover IT - CLI of $1000 to 16.5k
JSC FCU Line of Credit - $10k @ 10.2%
JSC FCU Vehicle Refi - 8.99% down to 3.2% (would have been 2.3% but we took the lower % on the LOC)
Genesis Credit LOC - $4000
There were some "odd" denials and some poor planning denials - most of them were with Synchrony and all had different reasons. Funny thing was Synchrony used there internal scoring as the assigned score.
Floor & Decor - sagestream locked - internal SB score: 929 out of 999
CareCredit - too many inquires in the past months - internal SB score: 911out of 999
IKEA Projekt - sagestream locked - can reapply once unlocked
AMEX Blue Cash Everyday / AMEX Everyday - too many recent inquires - FICO TU 742
But overall I cant complain overall a good spree to close out the closing of our house. We both will benefit from the spree as we are AU's on each others cards. Almost $50K in new available credit....will definately drive down that UTI %
Congrats on yours & DW approvals
Pretty good run for both of you, grats to it all
Congratulations on the approvals!
Congrats, team work makes the dream work.
Congratulations on your approvals!! Nicely done!
Congrats to you and your DW on your credit card approvals and your CLIs!!!
Wow, congrats on all the approvals!
was that like over 10 credit pulls and still got approved for most, nice! i thought that after 5 or so they start looking closely.