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App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

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maiden_girl
Valued Contributor

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Nice spree Smiley Happy Congrats on the approvals!

As of 2017, rebuilding...
Message 11 of 17
tennisfan78
Established Contributor

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's


@LilNYC wrote:

 

@tennisfan78 wrote:
When Discover approved you, did they send your EQ score by mail?

Yes, just got the letter from Discover in the mail today, exactly 1 week after my approval- 694 Fico (EQ) but it doesn't list the items that impacted my score the way Amex letters do. Funny, you're asking b/c I just read your post on the Discover thread & was going to ask you what score they gave you on your approval. BTW, congrats on your Discover approval! Happy you pulled the trigger & it turned out well for you. Your CL is even better than mine! 

Btw- Discover won't tell you your score over the phone, I trIed. They told which report they pulled but that's it.


 


Thanks!!! I was not going to apply for it, but your post in the other thread made me think a bit more, and then I decided to go for it last night.  It didnt show me my score online, so I will have to wait for it in mail. My EQ was at 702 a month ago, but since then I had 2 inquiries (one for the auto loan approval and the second one for possibly discover), so it may take a hit. But, oh well, I am not planing to apply for anything anytime soon. Time to garden for sometime. 

 

Are you planning to PC to Discover IT or just wait? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 17
DailyDriver
Valued Member

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats!  Those are some good cards with good limits.

Citi Forward $6K l Citi Double Cash $7K l Chase Sapphire Preferred $10.3K l Discover IT $12K l Chase Freedom $5K l Chase United 10k l Chase Slate 7.2k l Amex Hilton HHonors $12.1K l NFCU GoRewards Visa 16.6K l Barclay US Airways World Mastercard $8K
Message 13 of 17
cowboyguy
Regular Contributor

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Congrats Smiley Happy

 

What was your FICO score at the time of applying for these cards?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Message 14 of 17
webhopper
Moderator Emeritus

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Amazing app spree!  Congrats on your success and on the success of your having the patience to wait until your report was ready for the app Smiley Happy

 

Way to go!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 15 of 17
LilNYC
New Contributor

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

@Cowboy- My most recent known credit scores are in my siggy. I have to wait for letters from Amex & Barclay's to find out what my EX & TU scores were at the time of my apps. Amex & Chase pulled EX. Discover pulled EQ- 794 (as per Discover, not understanding the stingy CL w/ that score but whatever) Barclay's pulled TU. My credit profile at the time of my apps.: 1 baddy on TU (other 2 are spotless)- paid tax lien of $350 from over 3.5 yrs ago. 2 inquiries on EQ & TU, 3 on EX Overall util around 23% 3 cards with util at 43-45% each Oldest acct 10.9 yrs (backdated Amex) Newest acct - 1 month (2 accts) 5 new accts within the past 8 months Perfect payment history No loans/mortgages/car leases A few really old AU accts Hope that helps.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Message 16 of 17
LilNYC
New Contributor

Re: App Spree- Approved 5/5! AMEX, Chase, Discover, & Barclay's

Thanks, Webhopper. Waiting for my reports to update before apping was the hardest part.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Message 17 of 17
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