App Spree! Citi, Chase, PenFed

[Anonymous]

Congrats on your approvals and CLI!

[Anonymous]

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@Anonymous wrote:

... Citi DC, $11k Chase Freedom Unl, $7k, with $200 acct bonus, PenFed Power Cash, $25k, 14.99% Plus, Citi Costco CLI from $5,500 to $8,500 ...

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Great job, Mimi -- Congrats! & thanks for the DPs.  Nice to see. 

[Anonymous]

@Anonymous  Super Congrats on your app spree and approvals!!! 

Your BK7 falling off 6 weeks ago really seemed to help you a lot.

From a credit perspective, that put you onto a different scorecard.

So you went from good credit with a BK7 to good credit w/o a BK7,

which made you more attractive to lenders. Especially PenFed. I don't 

need to tell you they can be finicky, but now they like you. Very well done! 

Congrats again on your success. Thanks so much for sharing! 

[mrcraft]

Congratulations on everything!!

[Anonymous]

Congratulations! App Spree threads are my favorite on this forum.

[Anonymous]

Thanks. Have been waiting 10 long years for that BK to go away. Scores jumped 30-50 points when it fell off.  

However, even with perfect payment history these last 10 years on mortgages, cars, and $150k in available CCs (PIF every month), some banks would not give me the time of day until now.  

I owe it all to everyone here on the forums, with guidance on where to apply to rebuild and how to maximize on the credit that was extended (such as the old CapOne acct combos - those started me on the path to larger CLs and building a clean portfolio).

[Anonymous]

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@Anonymous wrote:

Woo Hoo!  Been working to get these for years, they finally like me!

Citi DC, $11k

Chase Freedom Unl, $7k, with $200 acct bonus

PenFed Power Cash, $25k, 14.99%

Plus, Citi Costco CLI from $5,500 to $8,500

Have had plenty of love from CapOne, NFCU, & Amex over the years, but have wanted to expand options and get these three for quite a while. 

DP:

All Fico8

EX 754

EQ 787

TU 768

BK7 finally fell off 6 weeks ago

Util, avg 5-6% overall

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Congrats!!

I have the Citi DC, PenFed PC, Amex EDC & CFU.

How many inquiries?

[PlatoPuss]

Congratulations on your approvals and CLIs!

[CreditobsessedinFL]

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@Anonymous wrote:

Congratulations! App Spree threads are my favorite on this forum.

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+1-Congratulations!!!

[heeseon]

Congratulations