App Spree (Discover Miles, BB&T, BECU)

[heeseon]

Congratulations

[Anonymous]

BECU is a decline.

The system auto approved me for 17.5K line.

But underwriter did a manual review and turned it down. The reason I was given was 'Too many new accounts opened recently'.

I did open two cards in March 2020. 

Nothing in 2019 or 2018.

AAoA is 7.5yrs

AoOA is 15yrs

Hate the small credit unions.

Bigger Banks are better with decisioning.

[PlatoPuss]

Congratulations on the approvals

[AllZero]

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@Anonymous wrote:

BECU is a decline.

The system auto approved me for 17.5K line.

But underwriter did a manual review and turned it down. The reason I was given was 'Too many new accounts opened recently'.

I did open two cards in March 2020. 

Nothing in 2019 or 2018.

AAoA is 7.5yrs

AoOA is 15yrs

Hate the small credit unions.

Bigger Banks are better with decisioning.

---

That is unfortunate. I would guess at least a 6 month break would help. Maybe try again in the future? At least you know potential credit line.

[Anonymous]

Congrats on your new approvals!

[coreyb80]

Congrats on the approvals!!

[SweetCreditObsession]

Congratulations. What happened with BECU?

[SweetCreditObsession]

I'm sorry to hear that. You might try to recon the decision.