cancel
Showing results for 
Search instead for 
Did you mean: 

App Spree (Discover Miles, BB&T, BECU)

Highlighted
Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

Congratulations

TU804 EQ788 EX787 04/20
Message 21 of 28
Highlighted
New Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

BECU is a decline.

 

The system auto approved me for 17.5K line.

But underwriter did a manual review and turned it down. The reason I was given was 'Too many new accounts opened recently'.

 

I did open two cards in March 2020. 

Nothing in 2019 or 2018.

 

AAoA is 7.5yrs

AoOA is 15yrs

 

Hate the small credit unions.

Bigger Banks are better with decisioning.

 

 

Message 22 of 28
Highlighted
New Member

Re: App Spree (Discover Miles, BB&T, BECU)

Congratulations on the approvals

Hey

Message 23 of 28
Highlighted
Super Contributor

Re: App Spree (Discover Miles, BB&T, BECU)


@zen25 wrote:

BECU is a decline.

 

The system auto approved me for 17.5K line.

But underwriter did a manual review and turned it down. The reason I was given was 'Too many new accounts opened recently'.

 

I did open two cards in March 2020. 

Nothing in 2019 or 2018.

 

AAoA is 7.5yrs

AoOA is 15yrs

 

Hate the small credit unions.

Bigger Banks are better with decisioning.


That is unfortunate. I would guess at least a 6 month break would help. Maybe try again in the future? At least you know potential credit line.

Message 24 of 28
Highlighted
Senior Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

Congrats on your new approvals!

Currently: Gardening since 04/2020




Message 25 of 28
Highlighted
Valued Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

Congrats on the approvals!!

Message 26 of 28
Highlighted
Established Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

Congratulations. What happened with BECU?


Current Scores & Increase since May 2020:

EX: 718 (+55)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/22/2020
Message 27 of 28
Highlighted
Established Contributor

Re: App Spree (Discover Miles, BB&T, BECU)

I'm sorry to hear that. You might try to recon the decision.


Current Scores & Increase since May 2020:

EX: 718 (+55)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/22/2020
Message 28 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.