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App Spree NFCU Amex Approved $14,800

Sean60099
Frequent Contributor

App Spree NFCU Amex Approved $14,800

Recently moved from Chicago to Orlando. Haven't gotten any “pre-approvals” or CC offers in the mail for the last 7-8 months since the last app spree. Noticed my TU fico finally crossed back over the 700 mark a couple weeks ago after the drop from the last spree in Q1.

Over the past few days I got a mailer from NFCU & BCU travel card and a pre-approval from US Bank. I have a flagship already but the APR is high and they pretty much have the card capped for me at $19,700. Decided that id app for the three last night around 10pm. Woke up to an NFCU Amex approval for $14,800 at 16%. Ill be interested to see what the other two result in.
Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 1 of 12
11 REPLIES 11
TruSaintsFan
Frequent Contributor

Re: App Spree NFCU Amex Approved $14,800

Major congrats my man, MAJOR!
CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 2 of 12
M_Smart007
Epic Contributor

Re: App Spree NFCU Amex Approved $14,800

 

Congrats on your approval and sweet limitSmiley Happy

 

popcorn eating emoticon.gif
Message 3 of 12
PutThatMoneyOnTheTable
Frequent Contributor

Re: App Spree NFCU Amex Approved $14,800

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And congrats on the other 2 approvals when they notify you.

Amex BCP $30k
Chase FU $11.2k
BOA Cash Rewards $30k
Comenity BJ's Perks Plus M/C $12k
Cap1 QS $850
(AU), 2020 TU 801, EX 775, EQ 790
INQ ...TU-0, EX-2 EQ-3
Message 4 of 12
coreyb80
Valued Contributor

Re: App Spree NFCU Amex Approved $14,800

Congrats and very nice!!

Message 5 of 12
Bbcatcher
Valued Contributor

Re: App Spree NFCU Amex Approved $14,800

Congratulations!



Message 6 of 12
AnimalHouse121
Valued Contributor

Re: App Spree NFCU Amex Approved $14,800

Congrats on your Navy approval!!
Message 7 of 12
AllZero
Super Contributor

Re: App Spree NFCU Amex Approved $14,800

Congratulations on your approval!
Message 8 of 12
Steve891
Senior Contributor

Re: App Spree NFCU Amex Approved $14,800

Congrats on your new NFCU More Rewards card!




Message 9 of 12
ocheosa
Established Contributor

Re: App Spree NFCU Amex Approved $14,800

Congratulations !!! Great SL !!!

 

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: Cash Rewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's.
Business: Staples Commercial LOC. (My first bus acct !!)

[2/21] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 2. AAoA=5y, AoOA=33y7m, AoYA=2m.
TCL=$283K. 2021 GOAL: Garden til 1/2022.
Message 10 of 12
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