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*Updated: I received approval on BofA Bankamericard for $11k SL !!! (should I call in and double App???)
*Updated 2: App'd online w/BofA on pre-selected offer, approved for Cash Rewards SL $19k! Still waiting on US Bank, Barclays, and Southwest.
*Update 3: Citi Double Cash approved for $13,700, Care Credit denied, Barclays Denied
Today's work:
Chase Slate | 4000 |
Southwest | 30 day decision pending |
Citibank | 13700 |
Bank of Americard | $11k |
The Golden 1 | $10k |
US Bank | $8700 |
Care Credit | denied |
Barclays | denied |
BofA Cash Card $19k
***** end update
I'm pretty happy with coming up with $28k in new credit today, but only 3 out of 7 instant approvals. I need to research here, but I'm not sure if I should just wait for all the results of the 4 that are under review or if I should recon immediately. Thoughts??
Congrats on Approvals , very nice haul
Thank you! It's been a loooooooooooong time coming.
@Anonymous wrote:Congrats on Approvals , very nice haul
@Anonymous wrote:
Is that the order that you applied? By your signature I assume you had 2 hard inquiries between 12 and 24 months old before this.
Chase, Citi, BoA, US Bank, Barclays...
Thanks for the info 4fantom2500!!Yes, that's the order I applied in. I did Chase first because of the 5/24 rule and because my DH got a huge SL with them recently. I wasn't as lucky but at least they approved me
I'll call each company and see if they need anything from me to make the decision (in order as you suggest).
Any ideas on other cards I could apply for? It seems like the small credit unions (like Golden1) give out nice starting limits. If I could find some more that pull TransUnion or Experian I'd go for it.
I'm trying to avoid Equifax because I still have an old charge-off with Sync/Home Design showing (falls off in October).
I'm also not sure how many more to try. I know that once all the new accounts show up it may be hard to get anymore for awhile. That's one of the reasons I went for so many now.
@Anonymous
Congrats
*Update: I received approval on BofA Bankamericard for $11k SL !!! (should I call in and double App???)
I'm wondering if it's too late to get another card under the same HP. BofA was so generous with my DH, I'm guessing they might give another card at a similar limit if I app today.
I'm not planning any more apps for now, but might as well get all I can get with these HPs!
*Update 2:
Went with my gut and decided to apply online. Figured the computers should know they just checked my credit and approved me yesterday so no need to do another HP.
When I started the application, BofA had a pre-selected offer on a Cash Rewards card. I had planned to go for a Travel Rewards, but I figured the pre-selected offer might be safer bet. Also, checked and DH's highest BofA SL was Cash rewards card. Hit the button and bingo. Instant approval, Cash Rewards SL $19k!!!!! wow.
Up to $59k on my first App Spree, with three cards decisions pending. Wooo hooo.