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App Spree Results (A few good, a couple ??, and 1 surprise)

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AI_JMV
Regular Contributor

App Spree Results (A few good, a couple ??, and 1 surprise)

Ok, so I am updating everyone on my app spree, which ended tonight.  I am in a mini-garden until I app for a new car lease in a couple months.  But, as far as CC's, here are my official results:

 

Declines:

BoA (straight decline, pulled EX)

Chase (BK decline, pulled EX)

NFCU (straight decline, pulled TU.  Was REALLY suprised about this one, but I think it is b/c I was late with a credit union in the past during my BK issues)

 

Approvals:

Delta Gold AMEX SL $1000

AMEX Gold Charge

AMEX Platinum Charge

Paypal 2% MC SL $2500 (pulled TU)

 

My TLs will be a basic wash, since I will be canceling my rebuilders after my lease, and going into the garden until all my baddies and BKs drop off.  As of April 2019, I will be in the garden for two years. 

 

I am pretty happy with these results because the one i really wanted was AMEX.  Smiley Happy The Paypal MC was a bonus. 


Thank you again to everyone on this board.  I am so happy to have everything I wanted out of the way..  

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
7 REPLIES 7
19eighty5
Senior Contributor

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 8
Anonymous
Not applicable

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congrats on the approvals. 

Message 3 of 8
pinkandgrey
Senior Contributor

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congratulations! Amex is great so you were right in wanting to get in with them. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 4 of 8
Anonymous
Not applicable

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congrats on your approval spree , Welcome to Amex family !!!

 

Message 5 of 8
Priory_Man
Valued Contributor

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congrats on the approvals.
I think the garden will be the best place for you to head to for now. Grow what you have and reap the benefits from gardening.






"Total revolving credit $286,000 Current UTIL >1%"
Message 6 of 8
AverageJoesCredit
Legendary Contributor

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Well done. Most important is you are happy with what you haveSmiley Happy
Message 7 of 8
MartyWrite75
Valued Contributor

Re: App Spree Results (A few good, a couple ??, and 1 surprise)

Congratulations on your approvals!!  

March 2024: Experian 762; Equifax 767; Transunion 769


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 04/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 8 of 8
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