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App Spree Results & Data

reubello
Regular Contributor

App Spree Results & Data

Recent spree results - 65K in approvals / 30K pending

 

NFCU goRewards - Approved 10K, Recon to 20K - 0% apr on bal transfers for 12 mo - Already have 25K cash rewards and 15K PLOC with NFCU - Pulled EQ

 

America First CU PLOC - Approved 20K - 9.9% interest - Pulled EX

America First CU Visa Sig - Denied to new relationship, said to try again in 6 mo

*1 pull on EX for membership and credit application*

 

Consumers CU Signatures Cash Rewards - Approved 5K, Recon to 10K - 2.9 apr on bal transfers - Pulled TR upon inital approval, pulled EX on recon

**SP on EQ for membership, 1 pull on initial credit app, but pulled EX when I reconed without telling me. Very interesting Checking programs w/ high APY. Does have some requirements for full benefit. Signed up for both Rewards checking and Money Market***

 

Security Service FCU Visa Signature - Approved 5K, Recon denied to new relationship - 6.94% apr fixed - Pulled TR

Security Service FCU PLOC - Approved 5K, Recon denied to new relationship - 6.94% apr - Pulled TR

***Item of note, 1 pull for membership and both credit apps, AWESOME INTEREST RATES on PLOC/CC's***

 

inTouch Credit Union PLOC - Requested 20K application Pending

inTouch Credit Union Visa Sig - Requested 10K application Pending

****Chex for membership, 1 pull on TR for both credit products****

 

Good old Jcrew - CLI from 5K to 10K

Current FICO 8 - TU: 728, EQ: 709, EX: 724
Message 1 of 11
10 REPLIES 10
CreditMagic7
Super Contributor

Re: App Spree Results & Data

That's quite a load Smiley Very Happy

 

Congratulations on all them!!

Message 2 of 11
Gmood1
Community Leader
Super Contributor

Re: App Spree Results & Data

That's a darn good run!! I like how you focused on CU's!
Message 3 of 11
maetuj2005
Valued Member

Re: App Spree Results & Data

You are doing great. Congrats
Message 4 of 11
reubello
Regular Contributor

Re: App Spree Results & Data

Thanks everybody. I made a correction to the data above regarding Consumers.

 

Consumers - EQ sp for membership, TU hp on initial credit app for card, EX hp on recon! Be careful lol they will get your whole profile.

SSFCU - 1 TU hp for membership and credit products

 

Will update on iTouch CU on Tuesday when decision comes back from underwriting.

Current FICO 8 - TU: 728, EQ: 709, EX: 724
Message 5 of 11
TXinandout
Frequent Contributor

Re: App Spree Results & Data

Congratulations on your success! I'll be interested in knowing how it goes with InTouch CU, I'm thinking about applying for membership and credit products down the road (bk discharged a week ago). I visited one of the branches and the bank officer told me they are bk friendly, more score driven, he also told me they pull TU.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 6 of 11
RonM21
Valued Contributor

Re: App Spree Results & Data

Nicely done!
                

TCL: $306,100Utiliz: 6%AAoA: 5yrs 2mOther: Lease, Loan, *No MortgageCollections-Lates-BK's: 0

LWS-35k | BOA-50k | AMX-32.4k | DISC-33.6k | ALNT-25k | NFCU-33k | BARC-15k | BBUY-12k | CSE-10k | CP1-10k | CITI-11.7k | PF-38.4k


Message 7 of 11
TA8088
Valued Contributor

Re: App Spree Results & Data

Did you ever get an update on your apps with InTouch? Like that they are a TU puller and I have one close by. 

Message 8 of 11
Themanwhocan
Senior Contributor

Re: App Spree Results & Data

Congrats.

 

For intouch, did you mean you applied for the platinum mastercard? because i don't see a visa sig... It looks like their cards have a cell phone protection plan of some sort, though i don't see any details listed.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 9 of 11
Vegas4Play
Valued Contributor

Re: App Spree Results & Data

Congrats on your approvals !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
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