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App Spree - Some Approvals & Some Letters

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queen_britt2003
Contributor

App Spree - Some Approvals & Some Letters

I did a little app spree today

 

Immediately approved for Discover It Card w/ $1200 CL.  I'll use it wisely for 3-6 months & request a CLI.

 

Also, approved for CFNA/Tires Plus card w/ $1200 CL.  This one was more a necessity than a desired card.

 

 

I got pre-selected letter from Citi for the Diamond Preffered card and received the 7-10 day message.  Called into verify the information & was denied.  I'll recon once I receive the letter.

 

Also, applied for AMEX Blue Cash Everyday - was denied due to collections accounts but I fear my accounts haven't updated on the EXP just yet.  I'll wait until they are removed & recon.

 

Credit Available went from $5600 to $8000 - so that's a small step in the right direction.

 

 

Starting Scores (2012) - 545-600
Current Scores - FAKO CK (08.15.17) - TU 774, EQ 767
What's in My Wallet: CSP 10.9K CL, Walmart MasterCard 10,000, Discover IT Card CL 9000, BOA Cash Rewards 7500 CL, Tires Plus Card 2200, Discover Card (AU) CL 4000
(Gardening as of 8/15/17)

Message 1 of 10
9 REPLIES 9
striehl8212
Frequent Contributor

Re: App Spree - Some Approvals & Some Letters

congrats!!! Smiley Happy

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Message 2 of 10
yudeology101
Senior Contributor

Re: App Spree - Some Approvals & Some Letters

Congrats on your recent approvals, sorry for Citi & AMEX denials.  For Citi, you can call them now and see if you can recon, you don't have to wait for the letter.  For AMEX,  they typically do not overturn their decisions unless there are errors in your report, so if your report still had a derog at the time of app, then be prepared to take an additional HP or they may just ask you to wait and try it again. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 10
coldnmn
Mega Contributor

Re: App Spree - Some Approvals & Some Letters

Congrats on your approvals!  Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 10
queen_britt2003
Contributor

Re: App Spree - Some Approvals & Some Letters

Also - I had a BOA secured card that was unsecured in 2013.  Called in & asked if I could convert the card to the 123 Cash Rewards - they agreed.  I will have a new card #...does any know if that card number can be backdated to when I first got the secured card (July 2012).

Starting Scores (2012) - 545-600
Current Scores - FAKO CK (08.15.17) - TU 774, EQ 767
What's in My Wallet: CSP 10.9K CL, Walmart MasterCard 10,000, Discover IT Card CL 9000, BOA Cash Rewards 7500 CL, Tires Plus Card 2200, Discover Card (AU) CL 4000
(Gardening as of 8/15/17)

Message 5 of 10
gdale6
Moderator Emeritus

Re: App Spree - Some Approvals & Some Letters

Congrats & good luck on your recons Smiley Happy

Message 6 of 10
-Wade-
Valued Contributor

Re: App Spree - Some Approvals & Some Letters


@queen_britt2003 wrote:

I did a little app spree today

 

Immediately approved for Discover It Card w/ $1200 CL.  I'll use it wisely for 3-6 months & request a CLI.

 

Also, approved for CFNA/Tires Plus card w/ $1200 CL.  This one was more a necessity than a desired card.

 

 

I got pre-selected letter from Citi for the Diamond Preffered card and received the 7-10 day message.  Called into verify the information & was denied.  I'll recon once I receive the letter.

 

Also, applied for AMEX Blue Cash Everyday - was denied due to collections accounts but I fear my accounts haven't updated on the EXP just yet.  I'll wait until they are removed & recon.

 

Credit Available went from $5600 to $8000 - so that's a small step in the right direction.

 

 


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 10
alvon123
Super Contributor

Re: App Spree - Some Approvals & Some Letters

congrats


Message 8 of 10
CreditMagic7
Mega Contributor

Re: App Spree - Some Approvals & Some Letters

Congrats! on a good spree!
Smiley Happy
Message 9 of 10
asphaltcowboy
Valued Contributor

Re: App Spree - Some Approvals & Some Letters

Congrats on the approvals!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 10 of 10
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