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Been on the forum ghosting for about a year now and decided to finally join the community!
I went on a App Spree recently since I have establish relationships with a few lenders and had an eye on a few cards, here's my results:
State Farm Rewards Sig
Approved for 9.8k
APR 18.25% (I believe)
Pulled TU
Applied with my State Farm Rep and had to verify my identity, futhermore send in docs of ID and SSN. Have life insurance with them for 8 months.
Fifth Third Trio
Approved for 6.5k
APR 18.24%
Pulled TU
Applied in branch had savings account with them for 6 months (app went into 5-7 days had to call backdoor to verify information and phone number since it wasn't on report) Originally took forever to get the card since the first one got lost in the mail LOL
Navy Federal Flagship Visa Signature
Approved for 15k
APR 17.74%
Pulled TU
Had the CashRewards for 6 months would wouldn't CLI due to old student loan, but applied for flag and was instant approved!
Paypal Extras Mastercard
Approved for 4.5k
APR (don't know as of yet)
Pulled TU
Applied and went into review had to call sync and verify information. Been a paypal Member for 2 years and got the pre-qualified link to apply.
BMO Harris Premium Rewards Mastercard
Approved for 7,100
APR 16.74% (I will double check)
Pulled TU
Applied and was instant Approved
BMO Member for 9 months
Data Points:
TU: 765 Inq: 7 No Collections Care CC 15k , NFCU CashR 1k, Lowes 3k, Discover Secure 200, 55k Auto Loan UTIL 6% AAoA 6 Months
EX: 743 Inq: 4 No Collections Care CC 15k , NFCU CashR 1k, Lowes 3k, 55k Auto Loan UTIL 6% AAoA 6 Months
EQ: 732 Inq: 0 No Collections Care CC 15k , NFCU CashR 1k, Lowes 3k, 55k Auto Loan UTIL 6% AAoA 6 Months
Unforuntaley can't get approved with Amex until I submit 4506-T but I have all my docs ready going to garden for a while and hopefully in 3 months apply for the Navy Federal Amex
Wish list is to get Uber Visa and Marriott Bonvoy Boundless but Barclay and Chase want me to entertain that thought in 6 months! Oh well happy camper and I am glad that I finally decided to officially join the forum!
YOU...
CONGRATS on your Very Successful App spree, the AWESOME SLs, Thanks for the DPs, and Welcome to the FORUMS!!!
Welcome to the community!
Very big congratulations to you! Very very nice!
Congratulations on your app spree!
Congrats on your app spree approvals and very nice SL's!!!
Welcome to FOrum and thanks for the DP
Congratulations on your multiple approvals! That is one of the nicest App Sprees I've seen.
Congratuations on an awesome haul...looks like you got approved with everyone you app'd with & that's the BOMB!!!!