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App Spree! Success

Auto Loans for ANY Credit Situation. Immediate Response.
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Valued Member

Re: App Spree! Success

Congrats on the successful spree! 

Message 11 of 20
Valued Contributor

Re: App Spree! Success

Awesome, congratulations on all the new cards!





Message 12 of 20
Established Member

Re: App Spree! Success

Very nice spree! Just got in with NFCU. Nice follow up with lowes.
Starting Score: 530
Current Score: 636
Goal Score: 720


Take the myFICO Fitness Challenge
Message 13 of 20
Valued Member

Re: App Spree! Success


@Creditaddict wrote:

I don't mind the app spree at all but are you or did you also ask for CLI on your old cards at the same time?

 

Military Star Card - $4100 (12 years old)

Cap One Journey - $300 SL (11 years old)

Cap One Platinum - $2000 SL (8 years old)

Credit One - $500 SL (2 years old)

AMEX - $500 SL (1 yr 2 mo old)

Ashley Advantage - $1000 SL ( 1 yr 2 mo old)

Kohls Card - $1500 SL ( 1 year 5 mo old)

 

You can close Cap1 Journey and the Credit one as they both will continue to report for 10 years as a positive closed account.

Amex no increase? I would pickup a new amex while your at it!

 


Technically the Kohls 1500 SL was a CLI from 700... I just kept it in the grouping of old cards. I have not requested a CLI on the AMEX, I did a few months back and was declined... So I have steered clear of that for now. 

 

I also did check for a rewards upgrade on the Cap1 Journey, I am able to upgrade it to the Quicksilver 1.5% cashback.


Current Cards:
photophotophotophotophotophotophotophotophotophotophotophotophotophotophoto

Starting Scores August 2017:

Current Scores: (as of: 12/01/2019)

Message 14 of 20
Valued Member

Re: App Spree! Success


@AllZero wrote:
See if you're eligible for an upgrade on the Capital One.

https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/td-p/4934733

Was able to upgrade both Cap1's to the Cap1 QS... Thanks for the tip!


Current Cards:
photophotophotophotophotophotophotophotophotophotophotophotophotophotophoto

Starting Scores August 2017:

Current Scores: (as of: 12/01/2019)

Message 15 of 20
Regular Contributor

Re: App Spree! Success

D9910CA2-C69B-43AD-8114-92CA5CA4205D.gif







Message 16 of 20
Epic Contributor

Re: App Spree! Success

You may be locked into a starter Amex or something.
Check pre-qualified for new, no credit checks.
Keep asking cap1 for increases too... always sp
Message 17 of 20
Community Leader
Mega Contributor

Re: App Spree! Success

Whats done is doneSmiley Wink Enjoy your new toysSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 18 of 20
Established Contributor

Re: App Spree! Success

Cha Ching!!!









Message 19 of 20
Valued Member

Re: App Spree! Success


Amex no increase? I would pickup a new amex while your at it!

 


I didn't want to push my luck, and quite honestly I think I am at a good point right now. Extending my available credit from $9k to what $55k. Really i was just looking to pad my credit file with a diverse set of creditors. I will wait until next year to try for a CLI on Amex as long as its a Soft Pull... I am done for a good while (goal is a year) before my next hard pull.


Current Cards:
photophotophotophotophotophotophotophotophotophotophotophotophotophotophoto

Starting Scores August 2017:

Current Scores: (as of: 12/01/2019)

Message 20 of 20
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