I decided to do a year-end app spree, which kind of ran into January 1st too. Now I'll be gardening until 2023. I'm pleased with the results even if I wasn't approved on all apps. I came up about $16k short of joining the $200k club, guess I'll have to rely on soft-pull CLIs to get there this year.
12/31/2021
$7500 CL - Wells Fargo Reflect - Instant Approval
$9900 CL - Citi / AAdvantage Executive World Elite - (Under Review then they called to confirm my identity because I updated my address right before applying)
Under Review - US Bank Cash +Visa Signature - (Applied after business hours, but also updated address, I'm guessing they need to confirm)
Under Review - Bank of America BankAmericard - (Same as US Bank)
1/1/2022
$3000 CL - Discover it Cash Back - Instant Approval
$10000 CL - BCU Cash Rewards Visa - Instant Approval
Under Review - PenFed - They want me to send a full-color image of my social security card
$5000 CL - BMO Harris Bank Platinum - Instant Approval
Denied - PNC Core Visa
$2000 CL - Venmo Visa Signature - Instant Approval
Scores are in the 715-735 range, around 2-5 inquiries with each CB prior to the spree.
Congrats on your app spree. I hope you get to the $200K club after your USB and BoA approvals.
Starting Score: 469
Congratulations on your approvals! Keep us updated on how PenFed, US Bank and BofA goes.
This is a great run, grats on your approvals and good luck on the ones still waiting 
