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App Spree after closing on 1st home

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kwinky13
Valued Member

App Spree after closing on 1st home

Closed on our house 11/25 and decided it was time to apply for some cards.

 

Approved for the following-

Penfed Promise Card- $15,000 

Target RedCard- $2000.00

Citi Double Cash Card- $9,500

Capital One SavorOne- $10,000

Amex Blue Cash Preferred- $10,000

 

CLI- NFCU Flagship $25,000 to $31,000

 

Declined for Wells Fargo Propel Amex. I should have applied for that first, but I didn't smh. I decided to stop after Wells Fargo because I felt the next ones would start declining. On each report I had about 10-13 inquiries ( 3 for the house) with utilization at 5%.

 

Scores were 710+ on all three credit reports. Thank you all so much for the advice on this channel. I went from horrible credit (540 and lower) to having a house and tons of credit, and it's all from this board and advice. Now time to garden for 2-3 years LOL!

 

Happy Thanksgiving!

Hilton AMEX $3000 | NFCU Amex $15,000 | NFCU Flagship $31,000 | NFCU GoRewards $15,200 | PayPal MC $10,000 | USAA AMEX $6,000 | Citi Costco $8,000 | Discover $5,000 | Chase Southwest $4,500 | Chase World of Hyatt $10,000 | Overstock Store Card $23,150 | Express $5,000| Victoria Secret $4,9000 | Walmart Store Card $6,000 | Ashley Furniture $10,000 | Living Spaces $7,500 | PenFed $15,000 | Citi Double Cash $9,500 | CapitalOne SavorOne $10,000 | Target $2,000 | Amex BlueCard $10,000
Message 1 of 17
16 REPLIES 16
gdale6
Moderator Emeritus

Re: App Spree after closing on 1st home

Well, well, grats on your new home and new run of cards Smiley Happy

Message 2 of 17
AllZero
Mega Contributor

Re: App Spree after closing on 1st home

Congratulations on your approvals and CLI!

Message 3 of 17
tbque
Valued Contributor

Re: App Spree after closing on 1st home

Congrats on the new house and all the new cards!





Message 4 of 17
CreditCuriosity
Moderator Emeritus

Re: App Spree after closing on 1st home

Quite the spree.. I need to step up my game(jk).. Enjoy the new house and the nice new card line-up.  Also WF is just weird you would of probably been declined if it was your first card in your spree..  They will eventually hunt you down with pre-approvals at that time then and only then apply lol

Message 5 of 17
kwinky13
Valued Member

Re: App Spree after closing on 1st home

Ahhh good to know! I will wait until that time.
Hilton AMEX $3000 | NFCU Amex $15,000 | NFCU Flagship $31,000 | NFCU GoRewards $15,200 | PayPal MC $10,000 | USAA AMEX $6,000 | Citi Costco $8,000 | Discover $5,000 | Chase Southwest $4,500 | Chase World of Hyatt $10,000 | Overstock Store Card $23,150 | Express $5,000| Victoria Secret $4,9000 | Walmart Store Card $6,000 | Ashley Furniture $10,000 | Living Spaces $7,500 | PenFed $15,000 | Citi Double Cash $9,500 | CapitalOne SavorOne $10,000 | Target $2,000 | Amex BlueCard $10,000
Message 6 of 17
FireMedic1
Community Leader
Mega Contributor

Re: App Spree after closing on 1st home

Forget the cards. Congrats on the biggest investment in your life in a new home!


Message 7 of 17
CreditInspired
Community Leader
Super Contributor

Re: App Spree after closing on 1st home


@kwinky13 wrote:

Closed on our house 11/25 and decided it was time to apply for some cards.

 

Approved for the following-

Penfed Promise Card- $15,000 

Target RedCard- $2000.00

Citi Double Cash Card- $9,500

Capital One SavorOne- $10,000

Amex Blue Cash Preferred- $10,000

 

CLI- NFCU Flagship $25,000 to $31,000

 

Declined for Wells Fargo Propel Amex. I should have applied for that first, but I didn't smh. I decided to stop after Wells Fargo because I felt the next ones would start declining. On each report I had about 10-13 inquiries ( 3 for the house) with utilization at 5%.

 

Scores were 710+ on all three credit reports. Thank you all so much for the advice on this channel. I went from horrible credit (540 and lower) to having a house and tons of credit, and it's all from this board and advice. Now time to garden for 2-3 years LOL!

 

Happy Thanksgiving!


Well what a wonderful early Xmas present or two or three or five. Smiley Very Happy

 

Yep, your year is ending on a very profitable note. Congrats to you on everything.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 8 of 17
nuohlac
Valued Contributor

Re: App Spree after closing on 1st home

Congratulations on your new home, cards and CLI!!!




Message 9 of 17
M_Smart007
Legendary Contributor

Re: App Spree after closing on 1st home

 

Congrats on yer approvals

 

Message 10 of 17
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