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Congrats
Congrats
and
Congrats !!!
@JNA1 wrote:
I just figured it up, and my AAoA should drop to 2 yrs 7 mos after these 3 report, so I hope it shouldn’t hurt me too bad. Based on what I’ve seen when I opened my other accounts, I should see the biggest dip in the first 3 mos.
Yep you should be fine. I have taken mine from almost 4y on EX and you see my scores... that's with a BK falling next year and a card reporting at 55% utilization - I should go right back to 725 or so when Citi reports that I paid it to 45%, which drops it a threshold.
Scores really matter the most when you're getting ready to apply for something. The only concern I have with a spree on your file is the thinness worrying creditors. I have gotten ridiculously lucky with my spreeing behavior. Don't be like me - I turned this hobby into a mad dash like a kid in a candy store. It was totally reckless and I'm thanking the Irish half of me for that luck! ☘️
I would actually wait a day or two to pay it of in full or make a payment in general after the statement generates... This is just my experience. But even more importantly.. Do not be afraid to make payments mid cycle .. id consider paying it off in full before the statement generates only if your trying for an AZEO before applying for another product ...
-J